I am a seasoned veteran in the mortgage origination arena. Since 1995, I have elevated my knowledge from starting loan officer to company owner. Whether it's a purchase, new-build, construction-perm, or remodel, my knowledge of the real estate industry spans Jumbo/Conventional Construction, Fannie Mae, FHA, VA, OHFA, and portfolio lending. This includes specialty fields like Physician Loans, Jumbo loans, and more. When dealing with your largest investment, trust the person you choose.My area of expertise? Construction Perm lending. From land acquisition, structuring, draws, and set up of the loan to removing PMI and "bridging" the gap between this home to your new home I can help. It's a tricky thing, this mortgage arena; tapping into someone with knowledge is the key to a successful transition. I'm a planner - I'll help you or your client lay out options to ensure success based on their desired goals.I can assist with the following: - Construction planning. We have FIXED RATES, on perm loans, Conventional with as little as 5% down or Jumbo with 10%.- Physician Construction Lending with $0 down - Physician purchase with $0 down- Bridge Loans- Remodel Loans up to 95%. We can do this conventional or jumbo- Jumbo Loans up to 90% LTV, even on a new build- Long-Term Locks! Lock now before they dig and not worry about the market worsening.- Conventional purchase, especially first-time buyers, refinance, etc- FHA & VA Financing - OHFA- Recasting LoansOther areas of expertise:» Management Operations » Marketing» Promotion» Training & Team Growth» Seminar and Large Group Presentations» Long-Term Goal Planning