I come with a strong Card Acquiring Background where I spend 11 years at Standard Bank Merchant Services South Africa and 1 year 2 months up at Stanbic Africa looking after Lesotho, Swaziland, Namibia, Uganda, Mozambique and Botswana. My key responsibilities was to maximise the profitability of Card Acquiring through day to day management of the Sales Team. Responsibilities include the generation of information management systems for portfolio optimization purposes; coaching; mentoring; the generation of new ideas for the acquisition of profitable merchants; staffing; merchandising; Point Of Sale Software; portfolio price and rate management such as margins are protected and maintained; managing attrition such as losses are contained to acceptable levels and the provision of superior customer service; ensure retention of profitable merchants by building and maintaining sound relationships with key participants.New BusinessProduct ManagementPortfolio ManagementPoint Of Sale and Software Management and deploymentCost Centre Management / Financial PerformanceProfitability and Risk Management People Management (Merchant Sales Consultants)Customer Service Excellence Merchant Retention