Responsible for credit department, credit risk management, overall health of the loan portfolio, and asset quality generally, including special assets. Formerly, successful Director of Land and Resource Management for large privately owned coal company and large privately owned commercial farming entity on the East Coast. Duties include managing all of the real estate holdings of each entity and managing all of the transactions associated therewith, including all farming and mineral leaseholds. Specifically, managed over 20 multi-million dollar real estate transactions involving acquisitions, sales and financing. Formerly, a successful Project Manager in the field of commercial construction enabling employer to increase profit margin on average at least twenty percent (20%) on projects managed. Formerly, a successful attorney in private practice engaged substantially in the area of contract law and real estate law.