• Served International Banking business (~ $350m revenue and $20B Loans & Deposit); as strategic business partner with in-depth knowledge of commercial banking products by providing data-driven insights to support data-informed decision making. • Produced monthly, quarterly, and annual financial and operational reports for senior leadership team; analyzed business performance metrics and identified key trends & variances to support +300% revenue growth and 10% cost reduction. • Developed annual operating budgets, long-range financial forecasts, and scenario analyses for executive leadership; identified key business drivers and scenario-tested financial plans against various economic conditions and strategic initiatives. • Presented forecasts and planning recommendations to senior management, providing commentary on risks, opportunities, and strategic implications, developed new planning models for loans and deposits to incorporate granular customer level pricing and building cost reduction scenarios (headcount and occupancy changes).• Conducted in-depth analyses of customer revenue, costs, and profitability resulting in high-impact growth opportunities and exits of $12m unprofitable deals with low ROE. • Conducted presentations to business leaders on basics of RWA (Risk Weighted Assets) including regulatory rules on advance and standard RWA leading to the joint development of a robust forecasting model which calculates desk/segment level RWA and capital. Setup reporting and obtain data from multiple sources and consolidate to provide accurate and complete reporting. • Collaborated with department heads to develop an international management reporting pack with fee to loan income ratio, ROI analysis by customer/product, capital usage, which drove strategic financial decisions made by Banking CEO and Senior Leadership. • Directly managed 3-4 business finance staff across Asia, India, and London.

• Acted as Head of FP&A, Distribution Finance to provide data-driven insights to support revenue and asset growth. • Developed and executed pricing modelling and customer pricing reviews to ensure deals approved carried >15% ROE; collaborated cross-functionally with Sales, Marketing and Finance teams to align pricing strategies with business objectives and revenue goals. • Produced management reports for senior leadership team which identified key trends, variances, and areas for improvement.• Developed annual budgets, forecasts, and scenario analyses for leadership. • Conducted in-depth analyses of customer revenue, costs, and profitability to identify high-impact opportunities for growth and optimization with sales leaders. • Developed strategic liquid capital scenario modelling for new deals to comply with PRC liquidity regulatory ratios.• Implemented Sales Incentive bonus plans for commercial staff including setting policy and performing annual calculations to ensure commercial staff were incentivized to increase revenue whilst managing the cost of bonus plans.• Acted as Finance Leader, Securities business managing and directing the financial accounting team, overseeing all aspects of the company's financial operations and ensuring accuracy, timeliness, and compliance with US and IFRS GAAP for the securities business.• Reviewed and approved local regulatory reporting including compliance with SFC & MAS liquidity and capital requirements.• Managed the year-end audit process, liaising with external auditors and ensuring timely completion.• Setup new securities legal entity in Singapore ensuring that regulatory capital & reporting requirements were fully compliant with local/US requirements.• Transferred RMBS securities trading platform from US legal entity to HK branch to reduce margin call requirements for customers and met HKMA liquidity requirements.• Directly managed seven staff across APAC

• Produced management reports for senior leadership team which identified key trends, variances, and areas for improvement.• Developed annual operating budgets, long-range financial forecasts, and scenario analyses for executive leadership.• Produced financial forecast to strategically grow customers in China• Supported GE capital Distribution Finance for a successful divesture and seamless integration into Wells Fargo Distribution Finance including forecasting post-acquisition impacts (Cost of funds and expense changes). Ensured the TSA agreement between GE and Wells Fargo was calculated accurately in accordance with purchase agreement.• Developed pricing model to support the approval of syndication deals required to reduce capital market risk. • Developed and executed pricing modelling and customer pricing reviews to ensure deals approved carried >1% ROI; collaborated cross-functionally with Sales, Marketing and Finance teams to align pricing strategies with business objectives and revenue goals.

• Planning business results (1-3 year plans). Developing revenue and cash flow models for budgeting, ensuring strategic initiatives were planned according to identified and measurable drivers• Weekly forecasting of quarterly results. Updating and creating financial models for dynamic changes in business and economic environment.• Financial modeling of revenue, costs and assets including behavioral customer modeling of assets and revenue (e.g. prepayment and extension behavior)• Data analytics to drive business goals and objectives• Project modeling to forecast benefits and costs (Opex and Capex) to achieve specific IRR hurdles• Implement and report business metrics to drive accountability and increase profitability • Planning pricing targets for sales division• Monthly analysis and compilation of business results. Analysis of monthly variances between actuals and plan• Sales incentive (bonus) calculations including setting annual volume targes and review of annual bonus calculations• Leading operational simplification of tasks including building system specifications for automated planning models and reduce/automate non-value add/manual tasks.• Lead assignment manager for graduate program. The program required managing graduates including assigning tasks and assessing performance.

• General accounting and month end closing of general ledger• Building financial accounting models including impairment assessment models• Preparation and review of quarterly reconciliations

• Led and managed a portfolio of high-profile audit engagements for large private property clients and mid-market growth businesses, ensuring compliance with applicable accounting standards and regulatory requirements.• Developed and executed risk-based audit plans, overseeing the entire audit lifecycle from planning and fieldwork to reporting and client communications.• Collaborated with senior client executives to understand business objectives, assess risks, and provide strategic recommendations to enhance internal controls and operational efficiency.• Supervised and coached audit teams (3-4 staff), providing guidance and feedback to ensure high-quality deliverables and professional development of team members.• Prepared and reviewed audit workpapers, financial statements, and accompanying disclosures, ensuring accuracy, completeness, and compliance with professional standards.• Managed client relationships, serving as a trusted advisor and fostering long-term partnerships based on exceptional service delivery and client satisfaction.