Capitalise is a digital only credit scoring, education and financial loans business which is a market leader in SME financing. It has a major power to attract qualified high quality loan applications and offers assistance to its subscriber base of approx 150000 SME's in the UK It became a Subsidiary of Paydyn Financial in March 2024 and since then increase its revenues by 120%

Paydyn Advisers is a new entity in the Paydyn family specialising in Company turn rounds and capital raises for a wide range of businesses in Financial Services, Technology and growth mode across Europe

I was the Founder shareholder and leader of this Electronic Money Institution which became a European Leader and was sold to Solaris in Dec 2021 in a €1.67bn merger with a deal ROI of 19x

I founded a Financial services publishing business with titles: Cardworld, Loyalty Magazine and Fraud watch which I sold in 2008 to its management

I founded this company and built it to the UK's leading card services business which included Card Manufacturing following its acquisition Maxwells Ultra card business and launched the first smart cards in the UK post acquiring GPT a subsidiary of Marconi Group that previously manufactured telephone chip cards. ID Data launched the first smart cards for Barclays Bank and the other major financial institutions winning contracts in competition against De La Rue and Gemplus offered full personalisation services. ID Data was also the pioneer in card based loyalty services and launched Tesco Club Card, Nectar, the two biggest ever card delivery projects in Europe also serviced Sainsbury and Safeways loyalty programs, the Company listed in September 2000 for £100m on AIM on a 25x return on investment

I founded the international division of NBS and grew the business to become a major Supplier of Card Technology across the world and led its Group listing on Nasdaq and the Toronto Stock exchange

Responsible for International sales and distribution