SVP, Director of Financial Planning and Analysis; represent executive leadership team on a strategic level across the organization to improve decision making and overall profitability.Key responsibilities include: The development and maintenance of 3 year strategic and capital plans resulting from the creation of detailed, driver based, business models for each underlying business division. Creation and oversight over annual operating budget, including the introduction of first bottoms up budget process greatly enhancing accuracy of expense forecast, and responsible for monthly executive and BOD reporting packages tracking divisional financial performance, versus budget. Introduction of product profitability analysis leading to improved product pricing and enhancements to business processes to support operational efficiencies and profitability. Accomplishments include: Implementation of financial infrastructure to support management reporting and divisional and product profitability analysis, requiring the implementation of new GL and cost center structure and introduction of Hyperion Financial Management system. Integral member of team executive responsible for raising $85M in capital ($60M equity and $25M subordinated debt) to support growth initiatives, more than doubling overall capital at a price immediately accretive to existing shareholders at 2.5x tangible book value.

AVP of Financial Planning and Analysis; support strategic corporate finance and business unit decision making through intermediate and long term financial planning.Key responsibilities include: lead annual budget planning process, coordinate with the CEO, CFO and VP of Financial Planning to develop and maintain organizational strategic plan, model and analyze potential acquisition targets including pro-forma financial forecasting, capital management oversight. Accomplishments include: development and implementation of organizational profitability analysis and reporting infrastructure; including the rollout of new cost center structure, overhaul of the GL chart of accounts and introduction of funds transfer pricing and cost allocation methodologies to support a rapidly growing organization. Additional Responsibilities: development and maintenance of planning models including; asset and liability valuation model, regulatory capital forecasting models, divisional profitability models, three year forecast based on organizations strategic initiatives, asset and liabilities forecasts, and organizations budget models.

Serve as Senior Analyst overseeing daily operations of $1.2 billion. Key responsibilities include development of customized presentations and proposals, analytics, forecasting and client communications.•Conduct needs assessments to identify financial objectives; plan, design and present portfolios to align with goals and synthesize internal investment strategies with external economic data and individual client needs •Act as central pivot point for problem identification and resolution between clients and stakeholders including asset managers, CPA’s and estate planning attorneys

Promoted several times resulting in a Senior Product Manager position; leading cross-functional teams in change management and implementation of company-wide strategic initiatives •Led implementation of paperless business process from design to rollout resulting in a 20% reduction in cost of loan origination•Provided direction to project management teams in requirements-gathering and design of new loan origination platform •Managed business process and identified opportunities for increased efficiency through utilization of BEA Aqualogic business process management software •Analyzed return on investment and cost-to-benefit to prioritize technology enhancements and allocate resources

•Developed into team lead underwriter for the branch, managing daily operations of entire department with lending power of $1,000,000 with “full exception” authority •Interviewed, hired and trained 9-member underwriting team •Led external and internal training programs; increased loan applications and development of correspondent lending relationships by facilitating product and guideline presentations for new and existing brokers

•Participated in comprehensive branch training program to acquire detailed knowledge of business process, departmental job functions, and mastery of loan program guidelines •Completed intensive 3 month Underwriting Training Program encompassing all areas of underwriting operations and risk decision-making

•Expanded department training manual for new hires encompassing job function, workstation and applications training •Designed and implemented advanced training program to promote associate development focused on employee career development planning and goal-setting •Trained 14 associates on department protocol and advanced job functions

•Presented financing models illustrating amortization schedules, accelerated depreciation, and cost benefit analysis of equipment acquisitions •Restructured new hire training strategies leading to increased employee comprehension and retention