Peter Gaines, Chfc®, Clu® Email & Phone Number

The number one financial worry is not having enough money to retire. Do you know how much you need? Do you know what assets to spend first? Is it allocated in the right places? That’s where I can help by providing clarity along with strategies and solutions to help address your needs, lifestyle, and goals. I will provide you with a customized plan that is easy to understand and I will work with you to help you implement it and monitor it along the way. You’ve worked hard. You… Show more The number one financial worry is not having enough money to retire. Do you know how much you need? Do you know what assets to spend first? Is it allocated in the right places? That’s where I can help by providing clarity along with strategies and solutions to help address your needs, lifestyle, and goals. I will provide you with a customized plan that is easy to understand and I will work with you to help you implement it and monitor it along the way. You’ve worked hard. You deserve your reward, but in today's complex world it takes diligence, research and careful consideration to help you work towards your goals. Financial Planning is not a do-it-yourself project. Assistance is available. Along with my team, I can help you gain perspective and confidence in your financial future and provide information so you can make informed decisions. We work to help you attain financial freedom through various strategies to manage taxes, risk, inflation and costs. Securities offered through LPL Financial, member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to 'Contact Info' section above. Investment advice offered through Integrated Wealth Concepts, a registered investment advisor. Integrated Wealth Concepts and Integrated Financial Partners are separate entities from LPL Financial. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.PeterGaines.com. I do not give or receive endorsements as I keep all client information strictly confidential. Thank you for understanding my high ethical standards. Show less

In 1999, I was hired by Berkshire Life to work directly with the President and Executive Vice-President of the Company. Special projects included increasing sales from two unique distribution channels and working with Berkshire's advisors to increase involvement in fee-based financial planning.

In the 1990's CIGNA Financial Advisors was the premier Financial Planning firm in the country working with affluent individuals and business owners on highly sophisticated business and estate planning issues.

I began my Financial Services career at Baystate Financial Services in 1979. In 1983, I became a sales manager and in 1987 was New England Financial's Sales Manager of the Year. In 1989, I was appointed Associate General Agent.

For six years, I was the only non-architect at this forty year old architectural firm. The relationships made and experiences gained have played an integral role in my business career over the years.

Education record

CLU-Chartered Life Underwriter 1982 ChFC-Chartered Financial Consultant 1985

Bachelor Of Science (Bs), Accounting Major In School Of Business Administration

Education record

CRPC- Chartered Retirement Planning Counselor- 2010