The service we offer at Harper Bernays is personalised: we develop a customised, individually managed investment portfolio, tailored to suit your specific needs, risk sensitivity and investment objectives.Your money is not pooled with a large number of other investors who may have conflicting investment priorities, and is held by an external custodian in order to maintain the highest level of governance and security.We only make investments in companies listed on the Australian Stock Exchange and as an active institutional investor we maintain regular contact with the management of listed companies.Our personalised approach means you have direct access to our investment managers, who regularly communicate and initiate contact with you.Our service covers a broad range of end-to-end services, incorporated into a simple, single, monthly fee. All records and transactions are maintained by an appointed external custodian, and are encompassed in our fee structure.There are no establishment or exit fees.Our range of services includes:*Access to research and our investment team*Monthly reconciliation of all cash and share transactions between our front of house systems and those of the custodian*News and periodicals, covering areas such as economic and investment trends, and changes to regulation*Regular money transfers, selective bill paying and record keeping*Tax planning, and support for your accountant or tax advisers with regards to tax returns, and other financial reporting that may be required*Assistance with intergenerational transfer of investment skills and asset control*Assistance with establishing and managing self managed super funds