When I started there were few options for Musical Equip. Insurance Public Liability and transit cover for sound and lighting equip. Non-appearance/Cancelation & Abandonment was only procurable from the U.K and America. I would like to think that as a "pioneer" the Live Entert. Industry now has a number of sources to obtain coverPerformers in general have little if any protection for their income. Thousands of experienced road-crew now live without any assistance and struggle to survive. People like Lindy Morris (OA),.Howard Freemen (Tour services provider) work tirelessly and more of us should be involved.