Peter Payne Email & Phone Number

London, Gb

London Area, United Kingdom

I specialise in offering business transformation services tailored for Wealth, Advice, Insurance companies, and Fintech startups. I focus primarily on developing digital product and software solutions, enhancing financial advice services, and creating digital guidance solutions. This includes:- Crafting tools and platforms- Advice automation and controls - Managing business acquisitions and integration projects - Devising business strategies- Overseeing product ownership from design to implementation

This engagement focused on acquiring and integrating AXA Life Singapore with HSBC Life Singapore. Key activities included:- Due diligence of the AXA tied life distribution function - Formation of the future-state proposition and operating model - Front office infrastructure tools and technology - Policy and controls - Mid-office and back-office infrastructure migration- Vendor selection and procurement.

London, England, United Kingdom

The company focuses on designing life insurance, retail banking, wealth management, and financial advice offerings, building new experiences, and helping firms transition into a digital world. Key areas of expertise: -Business model transformation - Value proposition design - Digital product development- Programme and project management - Model development and system design- Product oversight and independent reviews.

London, United Kingdom

This engagement was to design and then drive the implementation of an all-new digital financial advisory service in markets across Europe, North America and Asia South Pacific. This initiative not only provided improved digital experiences to Wealth Management clients; it also enabled retail banking customers to access investment advice at a low cost through the digital channel.This role entailed providing global leadership with strategic insight, expertise and support. It offered cross-functional project teams in markets with subject matter expertise on consumer behaviour, model development and the adoption of innovative technology.Deliveries and achievements have been made across the entire development lifecycle, including; -Initiating and coordinating funding for global and local initiatives-The development and agreement of the strategic roadmap and future state business model design -The development of financial planning tools - The design of authorised advice automation models - The development and commercial launch of award-winning digital advice services in Europe and North America - Launch of an all-new financial planning-centric business in China.

Kingswood, Surrey

Responsible for the development and management of the online Personal Investing proposition - one of the UK's most extensive direct-to-consumer investment distribution services. I also undertook the role of Product Owner, driving a revised end-consumer experience as a part of a digital transformation programme and strategic investment platform rollout. Key achievements; -The design and development of an award-winning direct-to-consumer guidance proposition and the advancement of multiple consumer-focused financial planning tools. -The migration and rollout of an unbundled pricing model, introducing service fees and migrating clients to clean share classes to support compliance with the rules within the Financial Services Authority's Retail Distribution Review. -The launch of an all-new digital end investor experience, including a website portal, access to new online services and the rollout of a new investment platform.

London, United Kingdom

Responsible for managing the complete design and development lifecycle of a portfolio of wealth propositions, focusing on journeys and systems transformation to drive the growth of the UK wealth business and support regulatory change programmes. Key achievements included; Wealth transformation programme. -The design of wealth management and direct-to-customer investment journeys, leading to the implementation of new investment platforms, product enhancements and the launch of digital tools. -The localisation and rollout of Global CRM tools to support front and middle office roles. RDR regulatory change programme. -Design and delivery of updated financial planning tools and processes. -Improved operational practices procured systems and contracts to reduce investment transfer times to align HSBC to the industry-wide re-registration initiative (TeX). -Implemented robust product governance and advice control reporting mechanisms to mitigate conduct and outcomes risk. -Managed the rollout of segmentation and pricing changes.

London, United Kingdom

The sole objective of this role was to work as an individual propriety trader employing a low-risk, high-intensity trading strategy for multiple highly liquid derivatives markets. The strategies mainly focused on interpreting market psychology, technical analysis and position hedging.

Horsham, West Sussex

The primary role of this position was to design, conduct and analyse experiments through physical testing, as well as through computational fluid dynamics modelling, to determine the characteristics of a particular threat and assess the effectiveness of defences. Detailed reports supported a team of highly experienced civil engineers and government agencies.