Hi there! I am one of the top Branch Managers in the Philadelphia and New Jersey region. When I began my career in Accounting, I thought I would follow in my father’s footsteps by helping people taking care of their finances and plan the future. But around 8 years ago, I decided that the mortgage industry was better suited for me so I can help people plan the future but obtaining the home of their dreams.

I discovered that the mortgage industry was lacking high-level, experienced advisors that truly understood the significance of proper mortgage planning. Contrary to traditional thinking, I believe that a mortgage is much more than a simple, commoditized tool to purchase real estate. The average person who wants a mortgage feels that most loans are the same and that it does not matter where you obtain one. But I do not see it that way. A client will generate much greater results by utilizing a proper loan structure, a plan for managing his or her home equity, and subsequently integrating it into an overall financial plan.

I implemented this vision into my practice today where I now manage great successful team. A client’s success may not happen overnight. It takes a great effort to understand a client’s situation and goals so you can develop a comprehensive analysis, recommendation, and solution for the homeowner. I utilize some of the best resources, both internally and externally to my organization, to build a strong team.

Based on my personal production over the past several years, I have been consistently recognized as a top-ranked Branch Manager in Philadelphia in New Jersey.

******* I provide the lowest interest rates wholesale rates @ 215.570.7020

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1. REFINANCING2. PURCHASE3. CASH OUT4. DEBT CONSOLIDATION

• Generating mortgages for residential and commercial purchasing, refinancing and construction• Evaluating loan applications to determine credit risk based on credit, income and client’s budget• Managed and train loan officers in all aspects of customer services• Control AP & AR transactions, bank accounts reconciliation, monthly P&L report, collection, cash distribution• Preparing approval, closing costs, analyzing appraisals, titles, contracts with Realtor and… Show more • Generating mortgages for residential and commercial purchasing, refinancing and construction• Evaluating loan applications to determine credit risk based on credit, income and client’s budget• Managed and train loan officers in all aspects of customer services• Control AP & AR transactions, bank accounts reconciliation, monthly P&L report, collection, cash distribution• Preparing approval, closing costs, analyzing appraisals, titles, contracts with Realtor and attorneys• Processing loan documentation to insure all legal specifications are met • Providing support of assigned projects as needed on assigned teams and projects• Consistently offer financial products: mortgage, insurance and investment based upon client’s and agents needs• Providing superior loan services and products to customers throughout the full lifecycle of the loan• Establishing lasting relationships and developing impressive database of clients through referrals and visits in their offices Show less

• Monthly Reconciled and Analyzed various bank accounts, loan agreements and ledger accounts• Prepared Payroll for construction teams, design statistics and productivity information of the assigned area of responsibility• Coordinated Accounts Payable and Receivable, Research and resolve insurance, billing, collections disputes and past due rents• Calculate, prepare, and file monthly and quarterly Philadelphia state Sales and Use and Occupancy Taxes• Analyzed financial… Show more • Monthly Reconciled and Analyzed various bank accounts, loan agreements and ledger accounts• Prepared Payroll for construction teams, design statistics and productivity information of the assigned area of responsibility• Coordinated Accounts Payable and Receivable, Research and resolve insurance, billing, collections disputes and past due rents• Calculate, prepare, and file monthly and quarterly Philadelphia state Sales and Use and Occupancy Taxes• Analyzed financial information detailing assets, liabilities and prepares balance sheet, profit and loss statement• Prepared reports to summarize current and projected company financial position for other managers• Daily analyzed, reviewed, coded and approved journal entries from all departments in the company• Tracked employees' receivable balances for miscellaneous personal cash expenses Show less

• Administrated the Retained Asset program to included daily opening, closing, funding and customer service• Managed financial Cash transactions, record keeping, produced financial statements, posted debits and credits• Daily verified and Reconciled of various general ledger cash account • Performed Cash transactions for several bank accounts, control balances and fund accounts.• Maintained and Reconciled the House Office petty… Show more • Administrated the Retained Asset program to included daily opening, closing, funding and customer service• Managed financial Cash transactions, record keeping, produced financial statements, posted debits and credits• Daily verified and Reconciled of various general ledger cash account • Performed Cash transactions for several bank accounts, control balances and fund accounts.• Maintained and Reconciled the House Office petty cash funds • Administrator of the ASO product. Funded bank accounts, ACH, Wires, disbursed claim payments • Performed transaction for the company’s Lock Boxes.• Researched and resolved billing and collection disputes Show less

• Managed company Accounts Payable and Receivable, posted bills, bookkeeping, invoicing, cut checks, made sales orders• Collected past due invoices, updated aging reports• Monthly bank and petty cash reconciliation along with the cash sales and expenses reimbursement• Prepared and maintained spread sheet applications and assisted the Accounting Manager with special projects