Peter Simanwe Email and Phone Number

Ensuring that an organization adheres to legal standards and internal policies.Duties and responsibilities Creating and updating compliance programs that align with current laws and regulations. Educating staff and management on regulatory requirements and internal policies. Regularly conducting audits to ensure compliance with legal standards. Stay updated on changes in laws and regulations and ensure the organization adjusts its practices accordingly. Evaluating areas of the organization that may be at risk of non-compliance. Developing strategies to minimize legal and regulatory risks. Providing regular reports to management on compliance activities, issues, and resolutions. Keeping detailed records of compliance procedures, audits, and corrective actions. Investigating violations by looking into reported compliance issues or unethical conduct. Take corrective action by recommending disciplinary actions or policy changes when compliance breaches occur. Communication with regulators by acting as the point of contact for regulatory agencies, providing necessary reports and handling inquiries. Oversee external audits conducted by regulatory bodies. Ethics promotion by ensuring the company upholds ethical standards and complies with both legal and ethical guidelines. Whistleblower programs by establishing channels for employees to report unethical or illegal behavior confidentially. Evaluate compliance systems by continually assessing the effectiveness of compliance programs and make necessary improvements. Review business practices by ensuring all business operations are in line with internal and external regulations. Adaptation to changes by ensuring that the company’s policies are adjusted promptly to reflect any new regulations or laws. Advise management by provide advice and guidance to management on regulatory changes and their potential impact on the organization.

 To manage financial crime risk thus ensuring the bank can provide clients a wide product and service offering including cross boarder products and services. To assist and support the Anti-Money Laundering Manager (MLRO), the compliance function and the business in implementing a robust program for the prevention of Money laundering and countering terrorist financing as required by section 23 of the Financial Intelligence Centre Act No. 46 of 2010.ROLES AND RESPONSIBILITIES Maintenance of expert knowledge on relevant legislative amendments, industry best practices, understanding of the money laundering trends in the country & globally, trends on the market and having a deep understanding of FNB Zambia and FirstRand product offerings; to provide proactive AML/CFT advice and solutions to the various stakeholders. Engaging with FNBI CDRM productively and deliver on all CTR/STR/Payment Screening action items. Engage with business in-country to provide timely advise and training sessions on CTR/STR/Payment Screening. Attend to all internally assigned CTR/STR/Payment Screening action items. Responding timeously and adequately to search warrants from law enforcement agencies: Drug Enforcement Commission, Zambia Police Service, Anti-Corruption Commission and Immigration among others including information requests from the Financial Intelligence Centre. Cost Savings - Avoiding financial loss that may result from non-compliance with AML/CFT regulations. Cost Savings preventing fines & penalties. Cost Savings – Identifying opportunities to automate, optimize and streamline AML/CFT processes to increase efficiencies and reduce non-compliance. Cost Savings preventing fines & penalties. Analysing transaction monitoring alerts and reporting those found suspicious as suspicious transactions (STRs) to the Financial Intelligence Centre (FIC) within Three (3) working days after review and suspicion has been formed.

 To proactively optimize a portfolio of FNB Private Clients with the objective of addressing their financial needs and ensuring client profitability as well as retaining the client base. Manages and controls all administrative and risk related activities for a branch i.e., branch protection and security, protection of branch assets. Ensure compliance to all banking procedures and policies. Ensures optimal workflow between branch and Ops Centre. The position holder is also responsible for the control and management of the branch cash holdings, General Ledger, Office Accounts and other operational responsibilities.Duties and ResponsibilitiesFinance Achieve revenue targets by either growing a portfolio of existing clients (optimizing revenue opportunities) or by acquiring new clients and increase potential of existing portfolio. Understand and market all Transactional Banking products within the FNB Private Clients offering. Understand and market all Lending solutions within the FNB Private Clients offering: Overdrafts Mortgage (Single Home loan) Mortgage (Multiple asset/ multiple property) Commercial Property Finance Share Based LendingCustomer Deliver exceptional service that exceeds client expectations through the delivery of proactive, innovative and appropriate solutions to the client. Manage and grow client relationship through disciplined portfolio management, and proactive client contact. Ensure client retention and satisfaction levels driving consistently high client engagement (measured via the Net Promoter Score and internal customer service surveys). Support the customer complaints management framework through the CARE system and complaints process to manage the turnaround time. Analyze client’s current product offerings and solutions with the aim of ensuring FNB Private Clients is the client’s primary banking institution, in addition, identifying additional transactional and lending requirements.

 Facilitated receipt and processing of loan applications for the project. Participating in the design of M&E strategies and activities Participating in field research and monitoring activities. Participating in day-to-day office tasks Participating in field investigation and verification exercises Overseeing implementation and monitor progress of the project. Collection and entry of data obtained from various Monitoring and Evaluation (M&E) and research activities.

TASK: DEVELOPMENT OF 6TH /REVISED NATIONAL DEVELOPMENT PLAN2012-2013 Researched outcomes of public works projects to assess effectiveness of budget allocation. Compiled and sorted financial data and produced reports with long-term projections. Collaborated with policy analysts to identify trends in policy adjustments and socioeconomic changes within the city. Proposed adjustments to improve compliance, efficiency, employee satisfaction and alignment with company values. Summarizing the impact of former policies in data reports and made suggestions for adjustments.

RESPONSIBILITIES Leading business, dealing in retail sales of petroleum and petroleum products, tyres, lubricants. Leading the petroleum business including planning, new set-ups, marketing and retail sales of MS- Petrol, HSD – Diesel and Lubes (ENOC). Formulating marketing strategies for retail operations and products including PMS (Petrol) and AGO (Diesel). Functioning as one point solution provider for customer interaction, managing a network of over 250 big corporate and providing them with facilities like fuel card, loyalty card and fuel statements.  Managing a retail store and business revenue.Made organization outlets as one stop solution for motoring needs including fuel, LPG, lubricants, tire, wheel alignment, café shop and super convenience stores.  Streamlined staff attendance process by introducing card punching, revised payroll system and incentive schemes.