BNP Paribas Personal Finance is the leader in consumer credit and mortgages for individuals in Europe. In all the countries where it operates, BNP Paribas Personal Finance has a complete range of loans for individuals: from personal loans to car loans and from home loans to mortgages. Serve as a leading member of the BNP Paribas PF Automotive & Mobility team in driving the overall business plan for the Netherlands. Executive Committee Member and Managing Director a.i. (statutair directeur) .Define the BNP Paribas Automotive Partnership Roadmap (Opel, Ford, Honda, Jaguar/Landrover, Siblu and large dealer groups)Set a strategic business development plan for the Dutch market and ensure it's in line with the overall BNP Paribas PF strategic directionExecute on BNP Paribas top partnership opportunities in Europe working with key internal stakeholders (e.g. sales & marketing, product, IT engineering, operations, legal, compliance, risk,....).Identify specific prospects/partners to approach and effectively communicate the specific value proposition for the partner's business casePrepare and give business reviews to BNP Paribas senior management team regarding progress and roadblocks to increasing adoption of BNP Paribas by end customers automotive partners.Hold accountability for automotive business unit P&L in terms of sales and financial planning (Business Plan, Virtual JVs, Partnerships, Business Development).Set future direction for new products and business opportunities in order to seize maximum business results.

Enable the Risk Strategy in the newly JV between Banque PSA and Banco Santander with the mission to create risk policies, manage and mitigate all possible types of risks to which the Company is exposed to in the development of its activities;Advisory role towards the Board of Directors;Lead Corporate and Retail Risk Oversight teams; Controls all areas of Operational Risk(ERM/COSO);Lead the collections actvities in Netherlands.

Mission of the Operations department: "Oversee daily lease and finance operations of the company and lead employees to encourage maximum performance and dedication"Lead Internal Sales;Asset Management & Remarketing +20.000 leasing cars and light trucks:Lead technical dept.(+20.000 cars and light trucks);Accountable for Insurance Products (AFM);Lead underwriting, contract management, purchase- and services departments;Plan ICT-strategies and transition projects;Lead Performance Management measuring/evaluating progress against goals PSA;Execute Lean Program “Peugeot Excellence System”(TPS based);Develop/maintain the Balanced Scorecard metrics;Provide leadership, management and vision necessary to ensure PSA has the proper operational controls, administrative and reporting procedures in place to effectively and efficiently grow the organization;Stimulate Operational excellence, cost leadership in order to reach optimal efficiciency and effectiveness levels; Evaluate performance by analyzing and interpreting data and metrics;Manage commercial and credit relationships with dealer partners and corporate clients;Lead the collection activities in the Netherlands.Set up the whole Corporate Compliance Framework and Control for the company from 2006 until 2010Risk responsibilitiesLeads high performing Corporate- and Retail Risk teams; Contributes to the development of strategic objectives and enables the implementation of the Group's Risk Strategy;Leads Basel Project(CRD IV)and its implementation into day-to-day operations;Reporting ICAAP/ILAAP, NSFR, LCR, ELBES, Monitoring Tools;Control of Market Risk;Back testing IRBA/F- approach;Contributes to medium-term plans - and other shorter term planning, thereby taking into account wider business, risk appetite, governance and regulatory context;Committees; Leads(casting vote) principal Risk Loan Committee.

Contributes to the development of strategic objectives and enables the implementation of the Group's Risk Strategy;Contributes to medium-term plans - and other shorter term planning, thereby taking into account wider business, risk appetite, governance and regulatory context;Leads the collection activities in the Netherlands;Engages & challenge key business decisions and support successful development and delivery of business objectives - attends appropriate Local Risk Committees; Leads(casting vote) principal Risk Loan Committee.

HQ Management Board Member position responsible for Risk Operations, including Dealer Relations Management in Netherlands, Belgium, Germany, Austria, France and Italy. Start-up Bank supervised by the Dutch Central Bank. Roll out Chrysler Financial USA strategy in Europe. Due to merger with Daimler/Mercedes the office in Amsterdam closed in 1999

Responsible for the strategic leadership of national sales team, including crafting sales plans and supervising account managers to ensure plans are being executed correctly;Successfully manage, train, and develop account managers;Maintain beneficial relationships with major clients and key accounts;Identify new markets that could be valuable to the business;Develop sales strategies to maximize the company profit;Serve as a representative of the company at conferences, events, trade shows, and other industry functions.