Finance, Tax & Treasury (FTT) Lead for the acquisition and integration of the 86 400 digital bank into NAB Group that included combining 86 400 with UBank to create one business. Significant exposure to executive management, lawyers, regulators, advisers, auditors, third parties. Complex, dynamic and fast moving environment with numerous hurdles encountered and successfully addressed. Supported by several dedicated BAs, Technology Stream and leveraging numerous leaders, SMEs and teams across… Show more Finance, Tax & Treasury (FTT) Lead for the acquisition and integration of the 86 400 digital bank into NAB Group that included combining 86 400 with UBank to create one business. Significant exposure to executive management, lawyers, regulators, advisers, auditors, third parties. Complex, dynamic and fast moving environment with numerous hurdles encountered and successfully addressed. Supported by several dedicated BAs, Technology Stream and leveraging numerous leaders, SMEs and teams across NAB, Ubank and 86 400. Reporting to both Ubank CFO and NAB Group Finance. Specific areas responsible for and successfully delivered:- Transaction settlement at acquisition date- Day 1 - financial, regulatory, treasury reporting, ledger structures, tactical processes, funding, liquidity and interest rate risk management arrangements, transition to NAB Consolidated Tax Group, opening balance sheet, completion audit- Acquisition accounting including goodwill, software, executive incentives etc- Purchase Price Adjustment (PPA) engagement - scoping, commissioning advisers, managing delivery and execution- Transfer of the banking business to the NAB ADI / legal entity including governance approvals, regulatory submissions, transaction structure, managing tax risks (e.g. stamp duty), accounting, transaction settlement- Developing and implementing master service agreements and statements of work across legal entities- Full strategic technical integration / interface into NAB group systems for treasury risk management / reporting, financial and regulatory reporting, securitisation capability- Input and support to brand changes, significant customer migrations, decommissioning legacy processes- Process change, financial governance capability, policy alignment, BEAR alignment- Multiple capital injections and repatriations- Legal entity changes (e.g., public to private)- External auditor transition to NAB incumbent Show less

Finance lead to support the disposal of NAB’s mortgage aggregation businesses (Plan, Choice & FAST) to Loan Market Group across due diligence, deal completion and separation phases. Leveraging a “virtual team” of SMEs across Finance, Tax, Treasury, Legal, Business Operations. Significant engagement and interaction with executives, advisers, auditors, lawyers, other functional stream leads and teams across NAB. Dynamic and fast moving environment working to tight timelines.- Addressing… Show more Finance lead to support the disposal of NAB’s mortgage aggregation businesses (Plan, Choice & FAST) to Loan Market Group across due diligence, deal completion and separation phases. Leveraging a “virtual team” of SMEs across Finance, Tax, Treasury, Legal, Business Operations. Significant engagement and interaction with executives, advisers, auditors, lawyers, other functional stream leads and teams across NAB. Dynamic and fast moving environment working to tight timelines.- Addressing due diligence queries and issues across multiple bid parties, contributing to data room content- Transaction settlement with successful bidder- Legal entity restructures to deliver target perimeter- Disposal accounting papers- Preparing ledgers and legal entities for completion accounts, clearance of legacy accounting and tax issues- Dividends and capital repatriation to prepare for settlement- Completion balance sheet- Separation planning and execution- Finance & tax transitional services set up- Finance & tax hyper care Show less

Leadership of the Financial Control team for NAB’s Australian region operations. Significant engagement with senior Finance executives across Group Finance and Divisional Finance teams. Responsible for maintaining the robustness, completeness and veracity of the end to end financial control environment together with execution and oversight responsibilities. Setting the appropriate tone for effective financial control and rigorous financial close operating rhythm across the Australian region.… Show more Leadership of the Financial Control team for NAB’s Australian region operations. Significant engagement with senior Finance executives across Group Finance and Divisional Finance teams. Responsible for maintaining the robustness, completeness and veracity of the end to end financial control environment together with execution and oversight responsibilities. Setting the appropriate tone for effective financial control and rigorous financial close operating rhythm across the Australian region. Instrumental in ensuring robust process and change management to continue to support the effectiveness of financial controls and close process. Lead specific governance and financial close processes – Australian Region Finance, Risk & Audit Committee, Retail Effective Yield governance, asset impairment, general ledger reconciliation governance & oversight, journal control framework, legal entity to management reconciliations, risk management & compliance, event management, business continuity management, policy compliance, external audit engagement & support, executive certifications. Lead major change initiatives such as organisational restructures, journal reduction project, GL reconciliation automation, suspense account control uplift. Show less

A key leadership role within the NAB’s Enterprise Finance function. Responsible for Finance Board Reporting, Group Finance Policies & Frameworks, Management Certifications, Finance Risk Management and development and execution of a comprehensive Group-Wide External Reporting Assurance program that is relied on extensively by the Board and the External Auditor. Management of the External Audit relationship/administration and preservation of the External Auditor independence. During this time… Show more A key leadership role within the NAB’s Enterprise Finance function. Responsible for Finance Board Reporting, Group Finance Policies & Frameworks, Management Certifications, Finance Risk Management and development and execution of a comprehensive Group-Wide External Reporting Assurance program that is relied on extensively by the Board and the External Auditor. Management of the External Audit relationship/administration and preservation of the External Auditor independence. During this time these functions and activities have been transformed and significantly enhanced through pulling together a high performing team and overhauling policies, processes and stakeholder management. Instrumental in driving significant financial control improvements within the NAB Group during a period of significant change. This team has proven to be a significant talent pipeline for NAB Finance and the wider Group and excellent staff engagement of 82% has been achieved. Show less

Program secondment with with responsibility for ensuring Group Risk Management requirements were met.

Reporting to the UK Chief Risk Officer, responsibilities included: Clydesdale Bank ICAAP (Individual Capital Adequacy Assessment Process) submission to achieve positive capital outcomes with the regulator. Launching a Quality & Efficiency Programme across the Risk Management function adopting Six Sigma principles. Special management review & investigation of the UK SBS Function (Credit Workout) including the development of a remediation plan. Impact study and development of proposals for a… Show more Reporting to the UK Chief Risk Officer, responsibilities included: Clydesdale Bank ICAAP (Individual Capital Adequacy Assessment Process) submission to achieve positive capital outcomes with the regulator. Launching a Quality & Efficiency Programme across the Risk Management function adopting Six Sigma principles. Special management review & investigation of the UK SBS Function (Credit Workout) including the development of a remediation plan. Impact study and development of proposals for a centralised modelling unit. Review of the Risk and Finance function operating models resulting in restructure of legacy activities. Risk Management Board reporting. Show less

Delivery of Basel II Programme for Clydesdale Bank to achieve Group and Regulatory commitments – incorporating the three Pillars of Basel II Accord across two regulatory regimes – FSA in UK and APRA in Australia. Extensive interaction with Board, executive management and regulators.• Transitioned Clydesdale Bank to Basel II within the mandated regulatory timelines (initially on a Standardised basis)• Delivery and implementation of a new suite of Basel II Retail and Non Retail… Show more Delivery of Basel II Programme for Clydesdale Bank to achieve Group and Regulatory commitments – incorporating the three Pillars of Basel II Accord across two regulatory regimes – FSA in UK and APRA in Australia. Extensive interaction with Board, executive management and regulators.• Transitioned Clydesdale Bank to Basel II within the mandated regulatory timelines (initially on a Standardised basis)• Delivery and implementation of a new suite of Basel II Retail and Non Retail Credit Models• Preparation and submission to the regulators of Waiver applications for IRB Credit Risk and AMA Operational Risk• Organising and leading regulatory visits from APRA and FSA• Basel II training and development program including Board members• Transition and integration of activities and responsibilities into the business Show less

Leadership of the UK Operational Risk & Security function that incorporated Operational Risk Management, Incident Management, Business Continuity, Security, Financial Crime, AML, Insurance, Governance Reporting. Brought these individual functions under one unit, enhancing staffing capability, reporting and stakeholder management. Responsible for operational risk appetite setting and monitoring, risk assessment of new initiatives, coordination of major incidents, implementation and monitoring… Show more Leadership of the UK Operational Risk & Security function that incorporated Operational Risk Management, Incident Management, Business Continuity, Security, Financial Crime, AML, Insurance, Governance Reporting. Brought these individual functions under one unit, enhancing staffing capability, reporting and stakeholder management. Responsible for operational risk appetite setting and monitoring, risk assessment of new initiatives, coordination of major incidents, implementation and monitoring of policies and compliance, operational risk event capture. Extensive interaction with Group Operational Risk, governance committees (including UK Executive Committee) and Boards. Show less

Leadership of the NAB Group European Audit function (team of circa 30 people) reporting to the Executive General Manager, Internal Audit in Melbourne, the Chief Risk Officer in Europe and the Chairman of the European Board Audit Committee. Reshaped the Internal Audit function capability, operating effectiveness and significantly enhanced stakeholder management and relationships. Responsible for delivery of the European audit plan, special reviews (including the divestment and separation of the… Show more Leadership of the NAB Group European Audit function (team of circa 30 people) reporting to the Executive General Manager, Internal Audit in Melbourne, the Chief Risk Officer in Europe and the Chairman of the European Board Audit Committee. Reshaped the Internal Audit function capability, operating effectiveness and significantly enhanced stakeholder management and relationships. Responsible for delivery of the European audit plan, special reviews (including the divestment and separation of the Irish banks) and management of the Fraud & Investigations function, including the management of the Northern Bank Cash Centre Robbery investigation. Extensive interaction with directors, regulators and external advisers, which included managing a cosource partner (PwC). Show less

Key member of the Internal Audit management team with global and regional responsibilities reporting to the Head of Audit Europe and Senior Global Audit Manager based in Melbourne. Responsible for audit and monitoring coverage for all banking and support areas of the European businesses – at that time this included Clydesdale Bank, Yorkshire Bank, Northern Bank and National Irish Bank.

Key member of the Internal Audit management team reporting directly to the General Manager, Global Internal Audit. Responsible for the provision of assurance and consulting services to all of the National’s Corporate Centre and Shared Services Functions – in particular Finance, Risk Management, People & Culture, Office of the CEO, Group Development, Company Secretariat and Share Registry. Maintained strong relationships with senior management across these businesses including Group CFO.… Show more Key member of the Internal Audit management team reporting directly to the General Manager, Global Internal Audit. Responsible for the provision of assurance and consulting services to all of the National’s Corporate Centre and Shared Services Functions – in particular Finance, Risk Management, People & Culture, Office of the CEO, Group Development, Company Secretariat and Share Registry. Maintained strong relationships with senior management across these businesses including Group CFO. Significant interaction with APRA, external auditors and industry peers. Show less

Key member of the regional audit team with pan-European responsibility reporting directly to the European Audit Director. Lead audit and monitoring coverage of various areas of Citibank’s European investment and commercial banking activities.

Provision of external audit and consulting services to a range of clients, primarily in the financial services sector including UK banks, stockbrokers and securities houses.