---For a money-center bank, grew a community development lending operation from 1 to 10 people over an 8-year period, originating over $600,000,000 in financing for more than 10,000 affordable housing units in the State of Florida.---Co-founded and co-chaired Miami-Dade County's Bankers Empowerment Partnership, a group of 18 banks that committed $390,000,000 in lending and investing within the County's Empowerment Zone.---For a regional bank, created a county-wide small business lending department over a 10-year period, ranked consistently in the top 10 of U.S. Small Business Administration (SBA) lenders in the State of Florida, notable # 2 in southern Florida in 1994, and # 1 in the entire State in 1995.---Collaborated with a State official and a senior officer of Miami-Dade County's economic development organization to create the State of Florida's Emergency Small Business Bridge Loan Program after Hurricane Andrew in 1992, a program still used by the State for such disasters.---For a local bank, established a small business lending department that became a leading SBA lender in the county over a 5-year period.---For a money-center bank, submitted and got approved the bank's Seller/Servicer Application to Freddie Mac, becoming the bank's first officer designated to sell residential mortgages to the agency.Specialties: Banker, Commercial Lender, Community Development Consultant, Small Business Advocate