Peter Penn Email & Phone Number

Houston, Tx

Perform detail reviews of retirement plan documents consisting of 401(k) Define Contribution, Cash Balance and Define Benefit Contribution plans for the installation of new and takeover plans including amendments and plan restatements requested by clients. Plan documents and plan restatements prepared using FIS Relius software.• Review information for newly sold plans based on plan specifications provided by the sales staff and consultants in a timely manner to meet internal deadlines. Prepare finalized documents and review email for delivery to client.• Prepare restated plan documents for takeover plans based on documents provided from prior firms and any plan specifications provided by the sales staff and consultants in a timely manner to meet internal deadlines. Make corrections as necessary, finalize documents and review email for delivery to client. • Work with internal resources to prepare any necessary documentation to amend or restate plans as requested by the client. This would include updating the financial institution with the amended change once document is returned executed by the client. • Work with internal resources to ensure receipt of executed documents and amendments, follow up on missing signatures and close out any tasks so that unnecessary follow ups with the client do not occur.• Prepare, review and deliver required notices such as Safe Harbor or Auto Enroll to clients in a timely manner as to meet deadlines specified by the IRS/DOL. • Respond to internal and external email addressed to the Document Staff email box, serve as a technical resource for consultants as well as provide superior customer service to clients for ongoing plan design and document support.

Matawan, Nj, United States

Coordinated through Enterprise Iron Financial to restate PPA documents for SS&C Technology Holdings' vendors to the Post PPA Cycle 3 platform to meet the required IRS deadline. Vendors include Equitable, Nationwide, and T. Rowe Price.• Review and analyze PPA plan documents consisting of Defined Contribution, Governmental, Money Purchase and Profit Sharing Plans and update to the current Cycle 3 plan restatement phase using FIS Relius and ASC software.• Communicate with Plan Sponsors, Relationship Managers and outside Advisors regarding plan design or plan changes to assure clients meet the IRS July 31st deadline. • Finalize the plan restatement process by assuring client documents are properly executed through Docusign as well as post documents to all company systems including AWD and Plan Sponsor web sites.

White Plains, New York, United States

Assist the Compliance team in gathering and analyzing data for various projects such as non-discrimination testing and IRS form 5500 filing. Provide Compliance team with concise and accurate data in order to provide timely results to clients.• Review and analyze census data files used in annual non-discrimination testing.• Support Compliance staff with annual projects and provide daily support regarding issues that arise through the course of testing and compliance work. • Complete basic reconciliation of assets.• Work with compliance analysist toward meeting the annual required deadlines.• Preparation of annual non discrimination tests (ADP/ACP, 415, 402(g), 416, and 401(b)) for 70 assigned plans.

Ardsley, New York, United States

Assist President, Actuary and support Pension Administrators with the daily administration of pension plans, consisting of Profit Sharing, 401(k) and Safe Harbor Plans. Work on projects as assigned from management.• Review annual client employee census data for client’s annual valuation.• Preform profit sharing, safe harbor match and safe harbor non elective contribution calculations.• Perform all applicable non-discrimination testing using Datair software.

Tarrytown, Ny

Manage full administration and day to day activity of assigned clients. Prepare year end valuations, annual government filings, discrimination testing, plan benefit determinations, plan loans and participant benefit distributions. Respond to plan sponsor issues in a professional and timely manner. Review client's plan design to make appropriate product or service recommendations in the best interest of the client.• Serve as key administrator and main point of contact of approximately 75 Defined Contribution Plans consisting of 401(k), Profit Sharing, Safe Harbor and Money Purchase plans.* Perform all research to accurately respond to plan sponsors questions and inquiries.* Conduct and review annual non discrimination testing to ensure plans comply with IRS regulations* Review and calculate annual contributions including Match, Profit Sharing, Safe Harbor and Non Elective Contributions.* Draft and restate plan documents, service agreements and summary plan descriptions to comply with IRS regulatory changes.* Prepare IRS forms 5500 and other IRS related government filings. * Calculate and prepare participant plan loans and participant benefit distributions.

Hamilton Cavanaugh & Associates, Incorporated

Assist Executive Vice Presidents and Client Service Managers with day to day account management of client accounts consisting of 403(b), 401(k), 401(a) and 457(b) plans. Respond to inquiries and requests from Human Resource and Finance Departments. Respond to plan sponsors issues or questions in a professional and timely manner. Work on special projects as assigned from management.* Aid clients with retirement plan compliance including the filing and audit for the Form 5500 Filing, Plan Documentation Review, Plan Document Amendment, and Annual Plan Disclosures (such as QDIA and 404a-5).* Generate monthly eligibility reports and mail communications to participants to increase plan participation.* Coordinate and assist with distribution requests from executive deferred compensation plans to assure completion within plan rules.

Developed and analyzed nondiscrimination tests and made recommendations to ensure clients were in compliance with plan document provisions and Federal regulations. Ensured all appropriate testing was performed, consulted with clients and Account Executives on test results, and recommended corrective actions. Reviewed clients’ nondiscrimination testing requirements and recommended plan design alternatives for new business and mergers.* Ensured clients’ met annual IRS test deadlines on time by communicating and consulting on necessary test data, developing and reviewing all applicable tests, and recommending changes if required.* Advised clients of test failures due to demographic changes, and recommended plan design alternatives, avoiding refunds or additional funding to bring plan into compliance.* Coordinated and assisted clients having multiple locations to meet IRS deadlines by providing timely and accurate test data. * Assured smooth transition for new business and mergers of existing plans in preparation for annual testing by assisting Client Executives and Transition Managers to obtain all necessary documentation from prior record keeper.* Provided expertise in pension legislation and implications on plan design through consulting with Account Executives and engaging directly with clients.* Met clients’ testing requirements in accordance with Federal regulations and plan designs by producing, reviewing and interpreting various nondiscrimination tests including 401(k) ADP, 401(m) ACP, Minimum Coverage, 415, Top Heavy, 414(s) Compensation, and 401(a)(4).* Supported development of clients’ annual contributions and adjustments by calculating employer match, employer profit sharing and forfeiture reallocations for clients’ approval.

Provided clients with technical guidance and direction in employee benefits changes to ensure compliance with Federal pension laws.* Ensured clients understood and communicated with employees plan design details to increase participation by interpreting plan provisions and technical language for Plan Administrators.* Provided exceptional customer service and administrative support to top 100 clients for 401(k), Money Purchase, and Profit Sharing Retirement Plans by overseeing day-to-day activities such as allocation and funding of contributions, assuring transfers, withdrawals and loans processed within specified time period, and delivering quarterly statements on time.