Peter Scotch Email & Phone Number

I’m pleased to announce that after a 40 year career in retail banking, I have just retired. Let’s hope I can stay that way.

Greater New York City Area

Bridgeport, CT

• Led product management and development activities for all of the bank's business lines - Commercial, Retail and Wealth Management. Responsible for all pricing, budgeting and growth targets for the bank’s $25B deposit.
• Successfully navigated bank’s deposit and debit card business through extensive regulatory changes including Dodd-Frank, Regulation E Opt-In, the Durbin Amendment, and CFPB and OCC oversight.
• Led bank’s acquisition due diligence efforts related to deposits and cards of over 25 banks. Efforts included developing deposit growth pro-formas, identifying distribution synergies and uncovering product mismatches.
• Led integration efforts for deposits and cards in the six acquisitions and 54 branch franchise purchase which resulted from the due diligence efforts.
• Led bank efforts to acquire, cross-sell and retain core checking customers
• Relaunched retail credit card agent bank program, from partner selection to implementation, generating significant incremental revenue in first year.

Bridgeport, CT

• Developed, implemented and managed growth of new retail checking packages designed to encourage share of wallet, attract millennials and cater to private banking clientele. Also developed and introduced product line.
• Managed all aspects of bank’s consumer deposit base and related fee income with P&L responsibility.
• Managed bank’s retail debit card portfolio of over 750,000 cards and $1 billion in annual purchase volume. This included managing debit card network brand affiliations, including selection.
• Collaborated with retail senior executive management to develop sales incentive plan, annual sales targets and provide promotional and marketing initiatives to support goal achievement.

Bridgeport, CT

• Responsible for managing bank’s consumer checking packages including net checking account and customer growth
• Collaborated with branch channel to develop growth strategies to achieve sales and deposit targets. Including tactics specific to in-store branches

New Haven, Bridgeport & Hartford CT

• As VP Area Manager responsible for 15 traditional and in-store branches dispersed through four counties in CT including achievement of sales targets, customer experience standards and operational performance throughout.
• As VP Consumer Lending, managed bank’s home equity and personal loan efforts which included achieving corporate loan origination targets, and completion of the sale of a home equity loan portfolio
• As AVP, Alternative Delivery Products Manager, led bank efforts to develop and promote ATM, debit card and telephone banking services to consumers
• Held various roles in Branch Management after starting in Retail Management Training Program