Petya Antonova Email & Phone Number

Austria

1100 Wien, Am Belvedere 1

- Developing clear fraud operating model at division and Group level- Steering function on fraud cooperation at group level and organizing an annual fraud conference- Defining Erste Group fraud policies and implementation of the Fraud Risk Management framework for specific areas.- Fraud reporting methodology and regular data analysis - Prevention, detection and other instrument and methodologies - Fraud trainings for new comers - In addition, consultancy and support on local and group projects.

Vienna

• Group Operational Policy Framework maintenance and development • Coordinate and develop the Risk Key Indicators methodology and the Tool• Provide regular management reports on Risk Key Indicators and data collection• Central contact person for all entities within Erste Group in respect to Operational Risk Policies, KRIs and other reports

• Supervise the compliance with both internal and external risk management regulations• Steer and manage risk management related projects• Participate in the implementation of new software solutions related to risk measurement, management and control• Coordinate and implement the processes within the risk management area

Determine the risk connected with certain risk countries (experience in dealing with sanctions and embargos topics), investigating customers and transactions with respect to AML and anti terrorism financingInvestigation of non-credit fraud cases Provide Anti-Money Laundering support to branches and Head office departmentsOrganize activities of Customer due diligence section and response to authorities;Responsible for the implementation of the Group Compliance Manual and the Code of ConductMaintain regulatory awarenessCompliance training of RBBG employeesFATCA (Foreign Account Tax Compliance Act, USA)

January 2008 to the present Internal Audit Department, Supervisor - Sofia Branches SectionRaiffeisenbank (Bulgaria) EAD, 101 Tzarigradsko Shausse Blvd, Business Centre Active, 6 Floor, 1113 SofiaJanuary 2007 to January 2008Internal Audit Department, Senior AuditorRaiffeisenbank (Bulgaria) EAD, 101 Tzarigradsko Shausse Blvd, Business Centre Active, 6 Floor, 1113 SofiaJanuary 2005 to December 2006Internal Audit Department, AuditorRaiffeisenbank (Bulgaria) EAD, 18-20 Gogol Str., Sofia 1000

June 2002 to December 2004 Customer service, Senior SpecialistRaiffeisenbank (Bulgaria) EAD, Office Sofia -2, 5 Saborna Str., Sofia 1000