FairMarket Advisors Services, LLC (“FairMarket Advisors ”) is the perfect solution for the client determined to surrender their policy. FairMarket Advisors provides a way for people with qualifying whole life or IUL insurance policies to get some up front cash, keep their policy in force and avoid a “tax time bomb”. FairMarket Advisors is the exclusive national distributor of a proprietary and revolutionary loan program specifically designed to provide these policy owners with the first alternative ever to “keep it or kill it”.Instead of surrendering or selling the policy, policy owners can now take out a loan arranged by FairMarket Advisors against their own policy—using the cash value as the sole collateral for the loan. Policy owners get the same cash at loan closing (less only the lender’s arrangement fee) as they would from a surrender. BUT they don’t have to pay taxes on any inside gain, they don’t have to worry about paying future premiums on their Policy and they even get to keep the tax-free death benefit for their heirs (less only the amount needed to satisfy the loan). The lender keeps the policy in force for “the life of the policy”, the earlier of the policy maturity date or death of the insured(s). The policy owner continues to be the sole owner and to designate the beneficiary. The loans offered through FairMarket Advisors have a fixed interest rate throughout the entire term of the loan. The policy owner has the right (but no obligation) to prepay the loan at any time and to pay interest currently. Or elect to accrue the interest throughout the full term of the loan.No matter how long or how much the loan grows, clients won’t ever owe more than the policy can cover and the lender guarantees that the policy owner’s beneficiary will always receive at least a fixed minimum amount of the insurance coverage. The policy is the only recourse. Call us today to see if you qualify! NOT AVAILABLE IN ALL STATES.

FairMarket Life Settlements is one of the oldest and most trusted life settlement providers in the nation. Having purchased over $3.5B in Face Value while investing over $750M since 2004, FairMarket Life Settlements has been helping seniors who dont need or can't afford their life insurance get cash (more than the cash or surrender value in many cases) for their policy rather than lapsing or surrendering the policy to the carrier. Contact us today to see if you qualify. Qualification is free and there is no obligation to accept.

Assistant property manager. In charge of opening 26 Acre property, opening/closing cash drawers, closing park down.

Summer intern