Peyton Neal Email and Phone Number

As a Correspondent Credit Analyst at First Horizon Bank, I am responsible for evaluating and managing the credit risk associated with our correspondent banking relationships. My role involves a comprehensive analysis of financial institutions to ensure their creditworthiness and to maintain the stability and profitability of our banking operations. My key tasks and responsibilities include:Financial Statement Analysis:• Conduct in-depth analysis of financial statements, including balance sheets, income statements, and cash flow statements, to assess the financial health and creditworthiness of correspondent banks.Credit Ratios and Metrics:• Calculate and interpret key financial ratios such as profitability ratios, liquidity ratios, and capital ratios to evaluate financial stability.Risk Modeling and Stress Testing • Evaluate Stress tests and scenario analysis to predict the impact of various economic conditions on the creditworthiness of correspondent banks. • Probability of Default (PD) and Loss Given Default (LGD): Estimate the likelihood and potential loss in the event of a default

A seasonal job August-February