Peyton Reed Patterson Email & Phone Number

New Canaan, Connecticut

Provide management consulting support to the financial services industry, including regional and community banks, investment banks and private equity firms nationwide." Develop strategic plans to help banks reach their full growth and profitability potential." Formulate performance scorecards that enable banks to deliver on shareholder, client and regulatory expectations." Provide capital planning and acquisition strategies to support growth objectives." Launch enterprise wide risk management programs to monitor and control risks associated with growth and increased business complexity.

New Canaan, Connecticut

Led a $1 billion NASDAQ commercial bank headquartered in Fairfield County, one of the wealthiest geographies in the United States. Recruited to develop and execute on a strategic plan to aggressively grow the Bank, improve profitability and increased its competitiveness in the market. In two years:" Increased assets by 67%, from $600 million to $1 billion." Increased Net Income by over 330%, from $1.2 million to $5.2 million." Successfully completed an IPO, raising $50 million in capital, converting to a public company on NASDAQ." Acquired two banks in Fairfield County." Launched corporate-wide risk management program; maintained exceptional credit quality with .06% in NPA’s/assets." In 2014, ranked #2 in Overall Financial Performance in Connecticut, according to The Financial Management Consulting Group (FMC).

New Haven, Ct

Led a $9.0 billion NYSE commercial bank with over 1200 employees. Recruited to transform the organization into a highly competitive, client-focused, and growth-oriented institution. Increased shareholder value over 65% in six years; the Bank was awarded the 2011 Sandler O’Neill’s Bank All-Stars for profitability and credit quality. Acquired, and fully integrated, six financial institutions totaling over $7 billion in assets, growing the company to the 3rd largest bank headquartered in New England.  Successfully completed the largest bank IPO conversion in U.S. history, raising $1.4 billion in capital.  Sustained 11% TCE ratio throughout the financial crisis. Recognized for being in the top 10% of banks for credit quality nationwide.

New York, New York

Reported to the Chairman of the largest thrift in New York, with $30 billion in assets. Managed the Retail and Small Business Bank, including 150 branches, with P&L responsibility for $15 billion in deposits, $18 billion in loans outstanding, Private Banking, insurance and investments.  Grew deposits by 10% annually, delivering 20% in checking/total deposits.  Built national home equity program, originating $3 billion in loans annually.  Improved profit contribution of the Division by 20%.

New York, New York

Managed the marketing, sales and new product development functions for Chase’s National Financial Services Group, comprising six consumer credit businesses—home equity, direct and indirect auto, unsecured lines of credit, personal and student loans. Managed national acquisition and retention programs through 600 branches, telemarketing and direct response channels. Built national lending business, leveraging the Bank’s direct/indirect mortgage platform, making Chase a top 10 originator nationwide.  Increased the sales productivity and profit margins of the branches by restructuring Chase’s 600 New York branches, creating “The Loan Center,” and introducing advanced technology and aggressive sales strategies.

New York, New York

Senior Vice PresidentBusiness Manager, Consumer Asset Group (8/90-12/95) Managed the marketing, product management, operations, underwriting and telemarketing functions for an $8 billion portfolio with $2 billion in annual originations. Managed staff of 900. Directed all P&L activities, including customer profitability, and inbound/outbound telemarketing support. Operational responsibilities included application processing, servicing and collections. Appointed by the Vice Chairman to vertically integrate the Bank’s consumer lending business, introducing multiple customer access channels and automating the underwriting and collections functions.  Built performance scorecard to achieve the Division’s 3-year profitability targets, resulting in a 20% reduction in operating expenses. Vice President, Group Product ManagerRelationship, Investment and Community Business Products (10/89-7/90) Managed the marketing, profitability and product management functions for these retail and business customer bases totaling $12 billion in deposits. Managed in-branch brokerage operation with $250 million in assets under management.

Greater Philadelphia Area

Vice President, Marketing and Product Management (5/85-9/89)Managed the retail deposit and asset product planning, new product development, and marketing functions at the holding company level for three banks in Pennsylvania and New Jersey. Directed the annual business planning, profitability and strategic planning initiatives for each bank, totaling 180 branches.Assistant Vice President, Group Product Manager, Retail Deposit Products (6/83-5/85)Managed the marketing, new product development and pricing functions for a $20 billion deposit portfolio.  Introduced the concept of bundling retail deposit, loan, and brokerage products under a menu of relationship packages--a novel approach that doubled the cross sales ratio from 3 to 6 products over a 12-month period.  Relationship pricing was introduced and contributed to a 12% improvement in the profit contribution per banking household.

Ab, Political Science

Mba, Marketing