Dr Vanessa Pham Email & Phone Number

London, Gb

London Area, United Kingdom

Sydney, New South Wales, Australia

Economic adviser to merger cases and market studies/inquiries in various sectors, including banking and payment

London, United Kingdom

Managed large Analytics and Financial Services consulting projects:- Led large commercial strategy projects involving diverse stakeholders, such as advising on the impacts of moving to new business arrangements in the automotive industry- Managed complex quantitative modelling projects to inform strategy implementations for companies in various sectors, for example estimating the payment trends in emerging markets for a global payment card scheme- Advised a global payment card scheme and banks in regulatory review of interchange fees in various jurisdictions, including the Interchange Fee Regulation in the EU and to the Chilean Antitrust Tribunal- Led multiple works in the design and functioning of equity markets, such as a study for the European Commission on the primary and secondary equity markets, and the consultation by the Brazilian Securities and Exchange Commission- Advised clients in the insurance and consumer credit sectors (including subprime/near prime and Buy Now Pay Later providers) on the design and value for money of their products

London, United Kingdom

- Led the economic analysis of the FCA’s high-profile General Insurance Pricing Practices Market Study, including designing a comprehensive and structured data request to firms, establishing the relevant theories of harm, managing a team to perform the analysis, and presenting findings to senior management- Proposed, planned, and led a team of analysts to perform complex analyses of the competition level in the platform market, forming the main evidence for the FCA’s Investment Platform Market Study- Produced a research paper on fund discounts to study factors that determine the size of discount on investment platforms- Oversaw engagement of the team with all relevant firms to obtain necessary data and information for the analyses- Designed, launched, and delivered R training courses at the FCA and the Payment Systems Regulator in the UK

London, United Kingdom

United Kingdom

Note: Certain details cannot be revealed due to non-disclosure agreement- Advising a global payment card scheme in responding to the European Commission Statement of Objections under Article 101 TFEU: produced all analysis and reports submitted to the Commission, critiqued the Commission's application of the Merchant Indifference Test and produced new analysis of cash and card costs at the Commission's data room - Advised a major UK retail bank in responding to the CMA market investigation into PCAs and SME banking, including analysing consumer gain from switching at the CMA data room and preparing the bank's responses to the CMA- Assisting in several merger investigations by the CMA in the financial services sector, including one acquisition of a major UK payment infrastructure provider- Performed theoretical and empirical research for reports and responses submitted to the European Commission and conducted a survey on consumer trust in price comparison websites as follow-up evidence to the responses- Built a model to forecast bus route revenues, based on economic growth, population growth and alternative transport- Developed training material on using R for Modelling consultants at Oxera- Analysed large data set (over 45 million observations across 11 countries) using two-process models (Zero-inflated and Hurdle models), Tobit model and Quantile regressions- Developed multicore code in Python to increase the speed of web scraping by 4 times for a CMA merger investigation in the transport sector

Middlesex Business School

- Taught International Trade- Participated in designing new programmes at the Department of Economics, including BSc Economics (in Quantitative Economics) and BA Economics (in Behavioural and Experimental Economics, Development, Industrial Economics and Banking Economics)- Recruited new students for the Department of Economics- Created a new structure for the Industrial Organisation course

Bloomington, Indiana Area

Research Skills:- Multivariate statistical and econometric modelling to analyse government policies and firm behaviour (such as fixed / random effects, IV, logit, probit, and system GMM)- Application of other statistical and econometric methodologies (such as GLM, bootstrap, jackknife, and Difference-in-Differences)- Expertise in Stata and R to analyse international trade and other macro variable data- Experience in analysis of large data sets (e.g. > 200 million observations of trade data) - Familiarity with major economic databases (such as the WTO, World Bank's Enterprise Surveys, Penn World Table, and Worldwide Governance Indicators)- Cross sectional and longitudinal studies on firm behaviour using various country transparency indices (such as the Control of Corruption and Collusive Corruption Index) - Application of microeconomic theory and industrial organisationComputer Skills: • Modelling tools: Stata, R, MATLAB, EViews• Microsoft Office: Excel, Access (with SQL), PowerPoint, Word

Bloomington, Indiana Area

- Taught Intermediate Macroeconomics, Survey of International Trade, Introduction to Macroeconomics, and Introduction to Microeconomics.- Independently instructed classes of 50 to 70 students with full teaching responsibilities, including material preparation, lecturing, tutoring, exam preparation and grading- Managed and delegated works to graduate teaching assistants- Developed in-class games as a teaching tool- Built mentoring relationships with students in and outside the classroom- Collaborated with other Economics instructors to develop teaching methodologies

Bloomington, Indiana Area

- Guided students through practice questions and quizzes during weekly review sessions of Introduction to Microeconomics- Held office hours to help students with their questions and course material- Created, proofread, and graded exams

Hanover, Indiana

- Edited students' papers and presentations at the Learning Centre- Provided first-year students with 1:1 tutoring to help with their academic transitions to college- Tutored Economics students, evaluated their performances, and addressed problems

Indianapolis, Indiana Area

- Researched and analysed data on characteristics of more than 1000 mutual funds- Created the most comprehensive database of mutual funds for the company- Assisted with institutional client reporting, researched underperforming funds, compiled performance attribution, and coordinated follow-up action items

Doctor Of Philosophy (Ph.D.), Applied Economics With Minors In Finance And Industrial Organisation, 3.78/4.0 - 1St Class

- Graduate Fellowship, Department of Economics, Indiana University, 2009 – 2010 - Teaching Assistantship, Department of Economics, Indiana.

Master Of Arts (M.A.), Economics

Bachelor Of Arts (B.A.), Economics, 3.81/4.0 - 1St Class

- Magna cum laude - Distinguished Award in Economics - highest Economics GPA of graduating class - Mortar Board treasurer – National.

Education record