Specialties: Franchising. Micro Lending. Alternate Loan concepts. I changed the pawn broking system in the UK, reducing the hold period from six months to a month, and also removing the need to for all the reporting requirements that pawn broking required.The repurchase agreement enabled the industry to greatly improve their profitability.In 1997 I introduced Pay day lending and Cheque cashing into Australia. Opening 63 stores in 15 monthsFloated several companies on the ASX. Large international property holdings. Able to give advice on property deals..I have a manufacturing Plant in Vietnam producing a revolutionary building product for housing, commercial, and fencing construction. Its FAST Cyclone proof, and Earthquake resistant. Will be looking for marketing people for a license arrangement.