We were very disappointed with the wearable payment technology that has come to market – it can be hugely expensive, downright ugly, and have limited use. With 8 years'​ experience in payments combined with a a digital and creative background – I felt we could do better. So we developed Kerv - the world's first contactless payment ring.

I am the founder of Fifth Dimension - Europe's Digital Marketing Agency for Cards, Payments & e-Money.We specialise in helping clients in the payments industry to acquire new customers and to increase the value from their customers through higher engagement - using that payment method for more frequent and larger transactions.We develop marketing strategy to launch new products and to enter new territories, as well as looking for solutions that utilise e-money.I enjoy working on start-up projects, new territories and with clients over the long term where we can noticeably influence the success of a programme and see the outcome of our efforts.

Vincento Payment Solutions Ltd , is an electronic money issuer authorised and regulated by the Financial Services Authority (www.fsa.gov.uk/register) in the U.K. Vincento is a new breed of financial services company that manages funds solely in electronic formats. We’ve taken the unique step of developing and owning the end-to-end electronic payment process, including card issuing, payment processing and MasterCard® Prinicipal scheme membership. Vincento has passported our licence across the whole of the EEA.In November 2009, Vincento launched Kalixa www.kalixa.com, a combined online eAccount and Prepaid MasterCard in both the UK & Germany. Kalixa went live in Italy in March 2010, making Vincento the only truly pan-European prepaid issuer. The chip and PIN protected Kalixa prepaid MasterCard is accepted at 38 million locations worldwide, and utilises innovative customer selected PIN technology to allow customers to select their PIN at registration.Since launching, Kalixa has been written about by The Independent, Saga, Fresh Direction (the no.1 magazine for students), The Daily Telegraph, the Independent on Sunday, Daily Express and City AM

Digital Communications Agency - from strategic concepts, creative & technical implementation, working with a wide range of clients including BBC Worldwide, BT, Centrica, Elekta, European Union, Ford, Kellogg's, Olympus, Open University, Shell, TNS, Zanussi, as well as brands such as: Coca-Cola, Fimbles, Horrible Histories, Robot Wars, S-Club 7, Teletubbies to name a few.

Design & development of a range of computer based training courses for a new site in Singapore.