Philip Corper Email & Phone Number

Global

Set up and lead a consultancy business serving a range of international businesses and projects in international development, investment, payments and financial services. Projects include:• Somalia, Kenya – The World Bank - Leading Financial Systems Initiative to connect Somali Banks to international financial systems.• Iraq – Kurdistan Regional Government - FCDO (Adam Smith International, MetricsLed/Skötkoning – Lead consultant & technical expert - Developed national digital transformation strategy.• Somalia – USAID (RTI International) – Director, Finance & Investment – Leading the team to transform the investment landscape in Somalia and transition from grant dependency to commercial investment and get $63m investment into Somali businesses.• Somalia – Gargaara – Non-Executive Director – Created the vision and helped The World Bank to set up an investment fund of $64 million for banks and MFIs to lend to Somali businesses.• Afghanistan – Ministry of Finance – USAID (Chemonics, Adam Smith International) – Lead consultant & technical expert – Developed a strategy and system requirements for transport payments. • Iraq – Central Bank of Iraq – USAID (AECOM and Monetics) – Lead consultant & technical expert – Selected and implemented a national card and mobile payments switch. Drove government agenda to create a cashless society, improve financial inclusion, provide microfinance and remittances.• Iraq – UK Foreign & Commonwealth Office (Monetics) – Lead consultant & project manager – Improved trade facilitation, simplified customs and trade laws, regulations and procedures and specified a “single window” trade portal.• Saudi Arabia – Tadawul (BoseUK Consulting) – Project manager – Systems selection - Managed development of requirements and selected post-trade systems for the central securities depository (CSD), clearing house and central counterparty (CCP) for the Saudi stock exchange in preparation for the flotation of Aramco.

United Kingdom And Somalia

Held a variety of non-executive and governance roles at university, in politics and local government and in business throughout my career.• Somalia – Gargaara (2019-2022) – Board Member – Led creation of an investment fund with capital of $66m.• UK – Neuradaptix – Director, Co-founder and Investor – Brain stimulation technology (2012-2016) Co-founder and investor in Neuradaptix which marketed leading edge magnetic and electronic stimulation technology. • UK - Xenos (2007-2014) Member of the network of ‘business angel’ private investors which raised equity and loan finance for Welsh businesses. • UK - Dyfed Cleaning Services – Director and Consultant (2003-2014) – Large commercial laundry Advised a commercial laundry. • UK/France/Germany/Netherlands/Italy/Czechia/Abu Dhabi – Frontier Aerospace – Director, Co-founder and Investor (2007-2011) – Aircraft interiors manufacturing and consultancy co-founder and investor ind designer of specialist products and consultancy for manufacturers of interiors for large passenger aircraft. • UK – Chairman – Worcesters, Enfield North (1993-1998) Long interest and involvement in local politics, including 5 years as a local party chairman. • UK – Chairman of the Governing Body – Broomfield School (1993-1998) 5 years as Chairman of the Governing Body of a large secondary school in a multi-ethnic area of North London, leading it to improve academic performance and to gain full autonomy as a Grant Maintained School. • UK – Student Officer – Loughborough University of Technology (1981-1983) Served on the Committee of Cayley Hall of Residence as Treasurer, Chairman and on its charitable ‘Rag’ Committee. Chairman of the University Hall Chairmen’s Committee, the first student to be elected to the University Senate, a Member of the University Council and a Member of the Council of Loughborough Students Union.

Wales, United Kingdom

• UK – Welsh Government (West Wales Consulting) – Managing Director and Lead Consultant – New business and business growth support for Micro, Small and Medium Sized Enterprises (MSMEs) (2004-2014) Set up, own and lead a business consultancy which has contracts with the Welsh Government, other public sector agencies and directly with businesses to provide management consultancy support to help the businesses to raise finance, plan their businesses, start and grow. Over 300 businesses were assisted in all industry sectors. Many disadvantaged owners supported. o Managed Workforce Development Program to help businesses manage training, employee development and gain Investors In People (IIP) accreditations.o Managed Business Growth Program to assist high potential businesses to grow rapidly including planning, raising finance and mentoring.o Managed General Support for Business and General Business Advisory Support programs to assist businesses to grow including planning, marketing and raising finance. o Managed New Business Start program to assist potential and new businesses.o Managed Wales Ireland Sustainable Enterprize program to assist businesses and Wales and Ireland to become more sustainable.o Managed Farming Connect program to assist agricultural businesses.o Managed Food Business Development Advice program to assist food, drink, forestry and fisheries businesses.Provided long term support to clients including joining their boards and investing in their businesses:o UK - Xenos (2007-2014) Member of the Xenos network of business angel investors in Welsh businesses.o UK - Dyfed Cleaning Services – Director and Consultant (2003-2014) – Large commercial laundry o UK – Neuradaptix – Director, Co-founder and Investor – Brain stimulation technology (2012-2016) o UK/France/Germany/Netherlands/Italy/Czech/Abu Dhabi – Frontier Aerospace – Director, Co-founder and Investor (2007-2011) – Aircraft interiors manufacturing and consultancy

United Kingdom

Responsible for building the UK Digital Strategy consultancy practice for the US/Philippines based offshore systems solution provider for capital markets. Developed the business from a zero base to break even in 6 months.

Europe And The Middle East

Principal Consultant in the European Financial Services consultancy practice, as commercial and technical project manager and lead consultant. Also played a leading role in business development, selling projects, managing client relationships and developing thought leadership. Principal assignments included:• Saudi Arabia – Saudi Arabian Monetary Agency – Project Manager – Payments systems strategy for the Saudi Arabian Monetary Agency (2000-2001) • UK/France/Spain/Italy/Latvia/United Arab Emirates/Israel/USA – Founding member of the world-wide center of excellence for e-business (1998-2001) • Ireland – Allied Irish Bank – Lead Consultant – e-business strategy for the Group CEO (2000) • UK – Centrica – Lead Consultant – e-business strategy which launched Goldfish, a new e-bank and card payment business (2000) • UK/Switzerland – Richemont – Lead Consultant – Loyalty strategy card strategy for global luxury brands (2000) • UK – Visa International – Project Manager and Lead Consultant – Smart card strategy (1999-2000) Developed concepts for stored value smart cards and applications. • UK – NatWest Bank – Lead Consultant – Review of £1 billion business transformation program (1997-1998) • Netherlands – ABN Amro – Lead Consultant – Credit policies and procedures (1997) • UK – Bank of England – Technical Expert – Payments systems strategy (1997) • UK – Save & Prosper – Lead Consultant – Bank-wide business processes and controls (1997) • UK – J Sainsbury – Lead Consultant – Banking strategy and vision for Sainsbury's Bank (1996) • Malta – Mid-Med Bank – Project Manager and Lead Consultant – Implementation of a core banking system (1996) • UK – Tradepoint – Project Manager & Lead Consultant – Operational readiness reviews for the new stock exchange (1996)• UK – Mondex – Project Manager and Lead Consultant – Worldwide operational infrastructure for smart card payments (1995) • Iran - Bank Saderat Iran – Lead Consultant – Information systems strategy (1995)

United Kingdom

Senior consultant leading one of the group’s largest projects followed by leading the retail banking consultancy team. Principal projects include:• UK – Head of Retail Banking Consultancy – Business management (1994-1995) Led the Retail Banking consultancy practice and grew revenues from £1.2 million to £1.7 million in 1 year by refocusing the business on business process re-engineering and business modelling.• UK – Credit Lyonnais – Project Manager and Lead Consultant – Business process re-engineering (1995) Re-engineered the business processes of the Treasury and Corporate Finance Departments of the London branch of this major international bank.• UK – Barclays Bank – Project Manager and Lead Consultant –Centralized check processing (1995) Led review of the centralized check processing systems of one of the largest UK clearing banks to improve efficiency and reduce cost.• UK – NatWest Bank – Implementation Manager and Lead Consultant – Implementation of a debt recovery function and system (1992-1994) Led development of an innovative and highly complex rules-based system to manage the recovery of bad debts across the whole NatWest Bank group. Developed requirements for the £30 million system and managed over 120 bank and supplier staff to develop, test and implement the system. Managed delivery to time, budget and quality in a green field site with a new centralized debt recovery team.

Europe

Conducted a wide range of assignments in the UK and Europe for the European Financial Services management consultancy practice.• Poland – PKO – Lead Consultant – Credit portfolio and risk management (1992) Led the retail lending work stream to value the loan portfolio of this major Polish bank and establish a provision to write off accumulated losses. Developed lending policies and procedures in accordance with western accounting and banking principles.• Switzerland – Union Bank of Switzerland – Lead Consultant – Payments strategy (1991-2) Led development of a global strategy for credit cards..• UK – Switch Card Services – Lead Consultant – Payments business model (1991-2) Led a review of the structure of interchange fees paid between card issuers and transaction acquirers to establish the principles behind the direction of payment and to calculate a fair fee structure.• UK – Banque Internationale pour l’Afrique Occidentale – Project Manager and Lead Consultant – Liquidation (1991) Led development and implementation of an action plan to liquidate the assets of the London branch and close it.• UK – Sonali Bank – Lead Consultant – Core banking system implementation (1991) Led a project to computerize the London branch and install a core banking system.• UK – Black Sea and Baltic Reinsurance Company – Lead Consultant – Disaster recovery (1991) Led a project to reinstate several decades of reinsurance business records after their destruction in a major computer failure.

United Kingdom

Sponsored by Midland Bank on the leading Banking and Finance degree course at Loughborough University of Technology, rank 5th amongst UK universities. Gained experience in the branch network before leading major projects in head office to launch new products and build information technology systems. • UK – Senior Manager – Merchant acquiring (1989-1990) Managed on-going development of the merchant acquiring business, managing relationships with the top 100 UK retailers for the Switch card, credit cards, checks and cash. Prepared requirements, selected and implemented a £10m merchant acquiring system. • UK – Implementation Manager – Launch of the Switch debit card scheme (1987-1989) Planned and implemented the first debit card scheme in the UK for Midland Bank. Developed the concept of the debit card with senior executives from UK banks and major retailers. Set up the operational infrastructure, set up and led the implementation team, selected and contracted with all suppliers and outsourced providers.• UK – Senior Business Analyst – Core banking system (1986-1987) Lead business analyst implementing packaged core banking systems.• UK – Operations Manager – Enfield Area (1986) Managed operations in the Enfield Town branch and area office. • UK – Graduate – Business Development Division (1984-1985) Managed the check guarantee scheme, the first home banking service in the UK, the launch of eurocheque in the UK and the first Electronic Funds Transfer at the Point of Sale service in the UK.• UK – Graduate – Ipswich Area (1983-1984) Worked in the business development, credit analysis, investments, foreign, and securities/legal departments.• UK – University sponsorship – Banking & finance degree (1980-1983) Sponsored by Midland Bank for the leading banking qualification in the UK. Continued work experience in all area office departments.• UK – University sponsorship – Colchester Area (1979-1980) Pre-university experience in all branch departments.

Bsc (Hons), Banking & Finance, Upper Second Class Honours

• UK – Undergraduate - Sponsored by Midland Bank on the leading Banking and Finance degree course at Loughborough University.

A Levels, Grade 'A'S

Education record

Activities and Societies: - Prefect and Physics Laboratory Steward. - Represented the school in the Essex county cross country running.