Reporting to Chief Financial Officer, accountable for financial reporting, investment management, finance operations, financial technology, treasury operations, commissions, broker administration, and tax. Responsible for developing long and short-range capital plans and objectives, structuring debt while cultivating credit relationships and overseeing Risked Based Capital (RBC). Manage financing and investment strategy for company’s retirement plans while acting as Chairperson of the Retirement Investment Committee. Key responsibilities:• Strategic business plan development• Capital planning, debt management and banking relationships• Manage Finance and Accounting functions• Financial reporting (GAAP, Statutory & Management) integrity, accuracy, and timeliness• Investment management – external investment advisor and investment manager oversight• Treasury function oversight – operations, AP, AR, and cash flow modeling• Financial technology team – ERM (Workday), RPA and AI initiatives • Enterprise Risk Management Committee Member - risk evaluation and mitigation planning (ORSA)• Audit oversight – GAAP, Statutory, State examinations, FEP audits• Rating agency relationship – S&P Global Ratings• Finance company policy and Internal controls – SOX, ICOFR• Board of Directors communication• Tax reporting and filings – Federal and state• Financial leadership and guidance to real estate team • Capital expenditure steering committee

Reported to Chief Accounting Officer, accountable for accounting operations including management of the monthly financial close process, production of GAAP financial reports, oversight of internal management reporting and analysis of the financial results for all lines of business. Created and maintained all financial and system internal controls as well as accounting policies and procedures, SOX documentation and process flow narratives. Oversaw fixed asset accounting, SG&A accruals, deferred rent, payroll accounting, commissions, premium taxes and bank and general ledger reconciliations. Managed the annual GAAP audit, quarterly review of SEC filings, state examinations and unclaimed property audits. Led the finance integration team for all acquisitions with focus on financial reporting, general ledger conversion (Oracle EBS / Hyperion) and accounting policy alignment. Insurance industry specific responsibilities included oversight of reporting and financial analysis of all gross margin components (premium revenue, medical benefits, pharmacy rebates, risk share, IBNR) as well as Medicare and Medicaid MLR reporting. Worked closely with actuary team on reserve and risk share reporting, expense recoveries and legal accruals. Provided subject matter expertise to state presidents, market CFOs and their field finance teams on quality improvement activities, MLR reporting, specific state plan reporting, and resolution of provider relation issues.

Responsible for creating external financial reporting team which led the company through successful IPO process. IPO readiness work included evaluation of all accounting processes and procedures to ensure compliance with public company reporting. Oversaw numerous external audits and reviews of historical financial statements and related disclosures to be included in the S-1 filings for the IPO. Worked with outside legal counsel, underwriters, investment banking participants and the SEC to ensure completeness and accuracy of the S-1 filings. Responsible for financial reporting and general accounting operations of the company. Financial reporting includes oversight of all GAAP reporting:• SEC filings (10K's, 10Q's, debt and equity filings)• Preparation of earnings release / investor call documents• Equity compensation accounting• Annual valuation of goodwill and intangibles• 404 testing and attestations• XBRL filingsAs leader of the disclosure committee, assess and monitor financial reporting and disclosure controls to ensure compliance with SEC and FASB requirements. Oversee technical accounting research, position paper preparation and discussion of company’s interpretation with external auditors. Oversee the design of all finance related SOX controls as well as the documentation and testing of such controls to comply with GAAP standards. Manage relationships with financial institutions involved in lines of credit including discussion of financial results and submission of monthly covenant certifications. Accounting operations includes general accounting, accounts payable, commission accounting and tax reporting. Oversee general ledger activity, maintenance of chart of accounts, general ledger reconciliations, maintenance of system of controls over accounting transactions.

Managed department responsible for GAAP financial reporting including corporate consolidation process, international financial reporting, and fringe accounting. Oversaw pension accounting function including management of relationship with pension actuary service provider and investment manager. Team was responsible for commission accounting and premium tax administration. Staff monitored outsourced work including service level compliance testing. Designed internal controls and documented SOX testing plans and results. Supported SEC reporting function and external audit work. Led team of associates in creating process improvement ideas.

Manage departments responsible for Statutory and GAAP reporting for investment portfolios as well as fixed asset accounting. Oversee presentation of investment results to executive management and participate in strategic planning including investment income projections and cash flow projections. Chair investment impairment committee. Work with external investment managers to monitor investment strategies, results and impairment analysis while ensuring compliance with company investment guidelines. Design and oversee investment compliance module. Manage banking relationship with investment accounting service provider and custodians. Oversee development of investment strategies to meet capital and cash flow needs of business units. Design and monitor SOX controls including documentation and testing to comply with GAAP standards. Research and interpret emerging GAAP pronouncements (FASB / SEC) and statutory regulations. Manage reporting for hedge accounting transactions (credit default / interest rate swaps, futures, options, and convertible securities). Complete analysis to determine adequacy of external pricing including fair market value accounting disclosures. Manage relationship with international outsourcing organization. Coordinate external audit work and state examinations.

Second Vice President, Treasury 2003 - 2005Responsible for all banking relationships including lockbox, controlled disbursement, ACH, payroll and trustee custody accounts. Negotiated bank contracts including covenants and fee structures. Worked with operations area to ensure all banking functions are working correctly. Created treasury advisory teams to discuss banking relationships, new bank products and services, and communicate any changes in banking regulations. Monitored cash flows and preparation of cash flow projections. Responsible for ongoing cost containment exercise and communicating results to steering committee. Worked with planning staff to coordinate the SBU budget re-forecasts and prepare consolidated results. Assisted departments in cost analysis and product-spread calculations.Second Vice President, Investment Reporting 1999 – 2003Oversaw Statutory, GAAP, and Tax reporting for investment portfolios. Explained variances between actual results and planned returns as projected by third party. Ensured that all investments comply with statutory regulations as prescribed by regulators of each domicile state. Analyzed investment income including yield trending and monthly income projections. Monitored investment gains and losses and reported affect on future investment results. Worked with investment analysts on default and below investment grade investments to ensure proper valuation and reviewed recommended valuation write-downs.Assistant Vice President, Mortgage Servicing 1995 – 1999Senior Manager, Finance 1993-1995Manager, Investment Systems 1990-1993

Responsible for financial reporting, treasury, payroll and human resource functions. Treasury functions included daily investing, negotiating and managing credit lines, and overseeing all banking transactions. Prepared annual budget and variance analysis. Oversaw payroll and human resource functions including the establishment of employee policies and procedures.