Philippe Garnier Email and Phone Number

ARM Graduate, and from the INHESJ (28th promotion - 2016/17), I began my career in 1995 in the risk & insurance industry in London, specifically focused on Financial Lines & Specie and international insurance management solutions before moving to underwriting and then to advisory & risk management orientated roles. 
I have served as both as a Lloyd’s Insurance Broker as well as an Underwriter for small to large & international corporations, helping clients to enhance their risk awareness & risk management policy to save shareholders money and protect corporate assets and profit lines. During my long and rich career, I have interacted with, and maintained relationships with both domestic and international first class Carriers.
After some years in the FI industry, I moved to the railway industry and joined the Risks & Insurance manager of RFF (Réseau Ferré de France, est. in 1997) in 2011. Promoted in 2012 as RFF’s Corporate Risks & Insurance Manager and in 2015, as the Insurance Group Manager of SNCF Réseau, after the 2015 French railway Reform, I joined the SNCF Group Risks & Insurance team, supporting and advising construction & investment project teams and partners, both for SNCF Réseau, SNCF Mobilités or SNCF Immobilier, but always from an ERM point of view (risks advice/awareness, insurance matters, contract review, claims advice & settlement, ins. product development ...).

- Major Projects : High Speed Rails (LGV Est, SEA, BPL, CNM, UK-HS2), EOLE, CDG Express, ...Specialisations : Property & Casualty, Construction ins. (CAR/EAR, liability, Decennal...), Financial lines (BBB ECCP/Cyber, PI, D&O, UT), underwriting, claim handling/negotiations, risks mapping & management, insurance & risks survey.- extensive hands-on experience in managing large and complex regional/international ins. programs,- highly experienced in Risk Management as well as Customer Relationship Manager roles, - with a full dedication to provide an excellent service to all his partners, fellows and clients, both as insured or producer.