Philip Ugalde Email and Phone Number
With 30+ years of experience in the commercial banking and finance industry, I am a seasoned and passionate leader who drives growth and success for my clients and organization. As a Senior Vice President / Senior Commercial Loan Officer at PlainsCapital Bank, I leverage my expertise in acquisition finance, revolving lines of credit, and new business development to provide customized and innovative solutions for a diverse portfolio of commercial clients. Prior to joining PlainsCapital, I have spent my commercial finance years managing and growing relationships with middle-market customers across various industries and markets. I also served as an Advisory Board member at Lasco Enterprises, a leading hospitality company, where I collaborated with senior management and other advisors to help transform the company's strategy and vision into reality. My core competencies include commercial lending, credit analysis, risk management, strategic planning, and customer service. I am motivated by the mission of creating value and impact for my clients, organization, and community. I bring diverse perspectives and experiences to the team. I am always eager to learn new skills, explore new opportunities, and face new challenges in the dynamic and competitive field of commercial banking and finance.
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Membership Committee ChairGreater Houston Port Bureau Oct 2023 - PresentDeer Park, Texas, Us -
Membership CommitteeGreater Houston Port Bureau Jan 2022 - Oct 2023Deer Park, Texas, Us -
Senior Vice President / Senior Commercial Loan OfficerPlainscapital Bank Apr 2022 - PresentDallas, Texas, Us -
Senior Vice President/Relationship Manager, Commercial BankingRegions Financial Corporation Apr 2015 - Apr 2022Birmingham, Alabama, Us -
Advisory BoardLasco Enterprises Mar 2011 - Jul 2016Houston, UsCollaborate with Lasco's senior management and the Advisory Board to help transform the Company's strategy and vision into reality as successfully as possible. -
Past PresidentAssociation For Corporate Growth - Houston Chapter Jun 2013 - Jun 2016
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PresidentAssociation For Corporate Growth - Houston Chapter Jun 2012 - Jun 2013
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Vice President, Middle MarketMercantil Commercebank N.A. May 2014 - Apr 2015Coral Gables, Florida, Us -
Vice PresidentFar West Capital Aug 2013 - May 2014Austin, Texas, UsProvided financing for high-growth entrepreneurs through purchasing of accounts receivable (factoring) or lending on A/R, inventory and/or purchase orders. -
Senior Vice President, Commercial BankingBank Of Texas Feb 2012 - May 2013Dallas, Tx, UsWorked to develop and managing relationships with private, owner-managed companies with annual sales of $20-150 million). My responsibilities included working with entrepreneurs to provide them with options for financing their business needs, offering effective cash management solutions, while promoting the Bank of Texas/BOKF brand. -
Svp, Team Leader - Commercial BankingBbva Compass Jul 2010 - Jan 2012Birmingham, Al, UsManaged, coached, and mentored a team of commercial bankers by assisting with internal and external business development, sales, and portfolio and risk management. -
Senior Vice President - Commercial BankingCapital One May 2009 - Jul 2010Mclean, Va, UsMy responsibilities included marketing to, developing, and managing relationships with middle market companies (annual sales of $10-500+ million). This consisted of promoting Capital One’s product suite of credit, cash management, and depository services, as well as working to increase the Bank’s share of wallet by soliciting other products (interest rate swaps/hedging, foreign exchange and international services, retirement services, private banking & wealth management, employee banking, etc). -
Vice President / Commercial Banking SpecialistMerrill Lynch Jun 2008 - Mar 2009New York, Ny, UsFocused on Middle Market companies (medium to large sized private and public companies). Provide senior debt financing for working capital, equipment purchases, owner-occupied real estate purchases/re-financings, acquisitions, recapitalizations, investment real estate, etc. Additionally offer cash management/treasury services, retirement services, interest rate hedging, specialty equipment finance, wealth advisory, etc. -
Vice President / Relationship ManagerWachovia Bank Nov 1999 - Jun 2008San Francisco, California, UsFocused on medium to large sized private, public companies, by providing senior debt financing (for working capital, equipment purchases, commercial real estate, acquisitions, recapitalizations, etc.) Complimented debt via cash management/treasury services, retirement services, interest rate hedging, specialty equipment finance, wealth advisory, etc. -
Assistant Vice PresidentComerica Bank Mar 1998 - Nov 1999Dallas, Tx, UsCommercial Banking focused on regional middle market companies -
Banking OfficerBnp Paribas Apr 1996 - Mar 1998Paris, FrResponsible for calling on, developing, and managing relationships with Fortune 500/Fortune 1000 companies (largely via participations) to generate loan outstandings and fee income. -
Underwriter / Sr. Credit Analyst / Credit AnalystMetrobank Jun 1993 - Mar 1996Houston, Tx, UsInitially responsible for spreading financial statements, analyzing loan requests, and underwriting risk while creating the loan approval package for committee. Responsibilities grew to also include presenting loans to committee. As the Senior Analyst/Underwriter, was responsible for managing two analysts and the total credit underwriting process. Also responsible for walk-in SBA and small business loan requests and the related client contact during the loan underwriting/approval process.
Philip Ugalde Education Details
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The University Of Texas At Austin -
Strake Jesuit College Preparatory
Frequently Asked Questions about Philip Ugalde
What company does Philip Ugalde work for?
Philip Ugalde works for Greater Houston Port Bureau
What is Philip Ugalde's role at the current company?
Philip Ugalde's current role is Senior VP @ PlainsCapital Bank | Commercial Lending Expert.
What schools did Philip Ugalde attend?
Philip Ugalde attended The University Of Texas At Austin, Strake Jesuit College Preparatory.
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