I help business owners reduce their total insurance costs via risk management.Designing strategies encompassed with the systematic implementation of solid procedures enabling clients to be proactive in managing their true exposure to risks thus reducing claims and or the overall costs of claims when the happen. I refer to this as Business Intelligence. This can only be achieved through a detailed risk assessment, requiring commitment and demands full disclosure from client, creating a true trusted partnership. Emphasis is placed on the three pillars that encompass risk, Direct, Indirect, and Preventative developing strategies to manage the transfer, or absorb the risk we gain a greater understanding of our real cost of risk, and ultimately take control of our own financial outcome. Business Intelligence is Risk Management!Specialties: Insurance, Risk Management