Phillip M. Miller Email & Phone Number

Launched an independent consulting business to provide management advisory services for financial services, payments and FinTech businesses globally. Focus implementation strategies and launch partnerships to expand product offering and market share for clients. Uncovered opportunities for successful client growth. • Managed contract consulting engagement to reduce payment processing expense for global transit company. Identified $2MM in immediate interchange expense savings by correcting input to systems. Recommended client consolidate 4 existing payment processors in 6 US markets to one processor. Based on payments data analyses identified a $5MM opportunity over 5 years. Financial analyses provided basis to generate RPF to 3 key competitive processors. • Developed strategies & business plans for 6 major Latin American banks to launch as card businesses.• Consulting on Integrated Payments Solutions projects for Software as a Service (SaaS) companies/ISVs to become a Payment Facilitator (PayFac). Develop strategy & business plan for launch as a PayFac.

Bethesda, Maryland, Us

Pebblebrook Hotel Trust (NYSE:PEB) Board of Directors Member, from 2011 – to present• Lead Director from 2017 to 2022• Chair of the Nominating and Governance Committee from 2017 to 2022• Chair of the Environment, Social and Governance (ESG) committee from 2019 to present• Member of Audit Committee throughout 2011 to 2022, served on Compensation Committee 2022 to presentResults:Grew business through acquisition of key competitor in 2018, launched inaugural ESG report in November 2019 - received a favorable ranking from the ISS on the report and its goals.Personal Attributes:Passion for Business Management & Governance | P&L Experience | Strategic Planning | M&A | Global Leadership | Board Committee Leadership | Critical Financial Analytic Skills | Board Meeting Preparation & Management | Recruiting New Board Members | Interpersonal Skills |

Brookfield, Wisc., Us

Charged with growing $5MM P&L to $50MM in 2 years, which I achieved. Developed global strategic and transformational partnerships and business deals with all payment card networks & sponsor banks, across First Data’s (FD) Acquiring, Issuing and Network Platforms and businesses. Approved PayFacs, ISOs and ISVs, on FD’s technology platform & attained Card Network and Bank Sponsorship approval. Managed global FD team.• $50 MM + incremental revenue generated annually from Card Networks. Served as P&L manager.• Grew FD debit routing P&L 300% over 3 years, across all US national and regional payment networks.• Developed Card Network and Partnership vision and strategy to enhance major FD revenue streams.• Implemented new POS acceptance for China Union Pay (CUP) & AliPay in over 400k+ FD merchants.• Ensured compliance with the card networks’ rule changes globally and managed implementations.• Managed global bank sponsorship business and ensured adherence to all foreign country regulations. • Developed strategy and improved business relationships with all key external stake holders, globally.

From March 2012 to present, serving as the Global Head of the Acquirer Knowledge Center, managing payments consulting solutions in acquiring strategy and information services for large financial institutions and card acquirers globally. Responsible for Acquirer Thought Leadership in all functional areas of acquiring from strategy development, market expansion and operational improvements. Managed team of global SMEs to exceed revenue goal for Advisors in 2012.Demonstrated skills in strategy development and operational effeciencies by publishing Thought Leadership and speaking at global venues on the topics of: "The Seven Guiding Principles of EMV Implementation for US Acquirers;" "The Cashless Society;" "Expanding Card Acceptance to Small Merchants GloballyThrough Mobile Point of Sale (MPOS);" and "The Five Pillars for Developing an Acquiring Strategy."

From March 2010 to March 2012, functioned as Senior VP and Group Head, of US Market Development for MasterCard Worldwide. Responsible for marketing and e-Commerce BD across a broad spectrum of key retail verticals and pure play e-Commerce businesses for MasterCard. Attained 106% of 2011 revenue goal, exceeding $200MM.Demonstrated business acumen by developing a 3-year strategy for the US Commerce Development Group to expand new and deepen existing card acceptance markets for MasterCard. This strategy was implemented to achieve focused business development efforts. Increased gross domestic card volume over several billion dollars, which will drive revenue growth to double digit CAGRs over the plan period.

Purchase, New York, Us

From 2005 to March 2010, served as General Manager with P&L responsibility for the Commerce Intelligence Insights business group. Responsible for data information services, benchmarking products and payments consulting to banks and merchants globally. Attained over 100% revenue goal from 2006 to 2009. Demonstrated business development and consulting skills by securing major contracts with key banks and merchants in the payments industry. Developed new credit card industry loyalty and benchmarking analysis products, unique to the industry. These products provide transactional data insights to banks and merchants, which optimize growth for these businesses through customer acquisition and retention programs.

From 2003 to 2005, served as Executive Chairman of Teleglobal International Ltd., a stored value (Pre-paid) financial services company, which owns the SNAP CARD payment product for the e-commerce transactions. Managed the P&L, all operational aspects of the business, the Board of Directors and 11 direct staff.Demonstrated entrepreneurial skills in sourcing new business, developing strategy, implementing plans and sourcing investment for market introduction. Implemented the corporate governance structure.

Bsba, Business, Management, Marketing, And Related Support Services

Master Of Business Administration - Mba, International Business