Peter Idziak Email & Phone Number

Dallas, Tx, Us

Dallas, Texas, United States

Dallas/Fort Worth Area

Dallas/Fort Worth Area

Represented lenders and brokers regulated by the CFPB, OCC, FDIC and other entities in all aspects of residential and commercial mortgage transactions. Advised clients on legal, title, and regulatory issues in the areas of mortgage lending/servicing and consumer finance. • Provided daily guidance to clients on regulatory and statutory issues, including TILA, RESPA, FCRA, ECOA, HMDA and FDCPA, as well as GSE/FHA requirements.• Drafted client memos and presentations on current mortgage lending regulatory topics, including: loan originator compensation, ability to repay and qualified mortgages, mortgage servicing requirements, TRID-related issues, and other regulations issued pursuant to Dodd-Frank.• Negotiated and drafted bespoke loan agreements and supporting documentation for private wealth clients on behalf of lender.• Assisted clients in reviewing title commitments and in clearing title issues concerning real property.• Drafted and reviewed loan originator compensation agreements.• Reviewed closed Texas 50(a)(6) home equity loan packages for compliance with state law requirements and certify for investor purchase.• Drafted and reviewed commercial lending agreements, including repurchase agreements and servicer and sub-servicer agreements.• Reviewed borrower trusts to determine trust eligibility as borrower under Fannie/Freddie or specific investor requirements.• Assisted investors in drafting 50(a)(6) requirements for correspondent selling guides.

Greater New York City Area

Represented major financial services, hedge fund, commercial, and industrial clients in a variety of large and highly-complex investment, workout, and insolvency matters. • Drafted numerous pleadings, including various first day papers, plans and disclosure statements, applications for compensation, and motions to approve DIP financing and employee incentive plans.• Assisted in drafting of asset purchase agreements for multiple sales of assets totaling approximately $400 million pursuant to a section 363 auction and sale process.• Drafted term sheets for the proposed restructuring of $1.5 billion in debt for a corporate client.• Assisted in negotiation and drafting of terms sheets and other credit documentation for several multimillion dollar DIP financing facilities. Representations included:• Lehman Brothers Holdings Inc., et al. – Official Committee of Unsecured Creditors• ProtoStar Ltd., et al. – Chapter 11 Debtors and Debtors-in-Possession• Vitro, S.A.B. de C.V. – Chapter 15 Debtor • Capmark Financial Group Inc., et al. – ad hoc Group of Unsecured Bank Debt Holders

Houston, Texas

Greater New York City Area

J.D., Law

A.B., Government

Sigma Chi