Experienced Credit Analyst skilled in risk analysis for all types of banks and other lending institutions more than 15 years which includes Credit Finance and Operations, Decisioning,Processing, Appraisal or rejection and Disbursal of Loans, Leading Team for various Financial Institutions of repute. Strengths lie in flexibility to adapt my skills to the specific industry and deliver maximum value to the organization in the Key Result Areas.Specialties: Credit underwriting and Operations of all Retail Products. Proven experience in assessment of creditworthiness of client companies. Wide background in financial information analysis including cash flow records and management accounts. Strong current knowledge of compliance and legal issues involved in credit approval. Excellent oral and written communication skills, Strong facilitation and negotiation skills, Adept at managing multiple projects simultaneously, Strong sense of urgency and pro activity, Strong teamwork skills across multiple departments, Excellent quantitative and qualitative problem-solving skills