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Pinky P Email & Phone Number

willing to work in a banking &finance sector
Location: Thane, Maharashtra, India 11 work roles 2 schools
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Role
willing to work in a banking &finance sector
Location
Thane, Maharashtra, India

Who is Pinky P? Overview

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Pinky P is listed as willing to work in a banking &finance sector based in Thane, Maharashtra, India. AeroLeads shows a matched LinkedIn profile for Pinky P.

Pinky P previously worked as H.O.Credit Manager at Brick Eagle Housing Finance and Credit Relationship Manager at Hdb Financial Services Ltd.. Pinky P holds Intermediate, Cost Accountancy from Institute Of Cost Accountants Of India.

Profile bio

About Pinky P

Experienced Credit Analyst skilled in risk analysis for all types of banks and other lending institutions more than 15 years which includes Credit Finance and Operations, Decisioning,Processing, Appraisal or rejection and Disbursal of Loans, Leading Team for various Financial Institutions of repute. Strengths lie in flexibility to adapt my skills to the specific industry and deliver maximum value to the organization in the Key Result Areas.Specialties: Credit underwriting and Operations of all Retail Products. Proven experience in assessment of creditworthiness of client companies. Wide background in financial information analysis including cash flow records and management accounts. Strong current knowledge of compliance and legal issues involved in credit approval. Excellent oral and written communication skills, Strong facilitation and negotiation skills, Adept at managing multiple projects simultaneously, Strong sense of urgency and pro activity, Strong teamwork skills across multiple departments, Excellent quantitative and qualitative problem-solving skills

11 roles

Pinky P work experience

A career timeline built from the work history available for this profile.

H.O.Credit Manager

Brick Eagle Housing Finance

Worli

1.Co-ordinates with 18 branches all over in the country2.Get the recos done from all locations on time3.Check the recos received from all locations4.Make physical and Telephonic PD for Mumbai locations and make the good profile's reco5.Prepare Cam for Mumbai location cases and get it sanctioned6.Collate all locations MIS with Mumbai location and publish it t

Nov 2019 - Feb 2020

Credit Relationship Manager

Thane

1.Underwriting of branch loan proposals (Secured and Unsecured) with respect to Credit Policy of company.2.Credit visits for Customer business and Residence for Personal Discussion.3.Handling end to end credit process of Secured and unsecured loans login at branch4.Pointing out deviations and suggesting mitigating to enhance customer worthiness.5.Direct.

May 2019 - Oct 2019

Branch Credit Manager

Thane

1.Reviewing the File proposals for the Home loans for the SENP cases.2.Making PD for the cases.3.Checking Cibil Scores, Other financials defaults if any.4.Preparing Case synopsis with eligibility.5.Sending the cases above 20 lacs to seniors for approvals.6.Resolving the Technical and Legal queries with a resolution if any.7.Checking all relevant reports of.

Jan 2019 - Apr 2019

Credit Manager

Nariman Point

1.Taking a interviews for the internship candidates and CPA 2. Making credit analysis for the business loans 3. Understand the credit risk after making PD of the client. 4. Training to the credit officers and CPA 5. Recommending and sanctioning cases for 15 lacs with deu delinquencies and considering the risk factor of the cases.6. Making PD for the good.

Apr 2018 - Jul 2018

Assistant Manager - Credit

Chakala

1. Handling the team of 7-8 CPA of business loan. 2 Guide the team for maintain the tat line given to team of their works 3.Analysis of the cases prepared by CPA's 4. Telephonic as well as personal discussion for the business loans praposals upto 75 lacs5. Making underwriting for CET (Cam sheets) of the LACR (Loan against card sale) product & Business Loan.

May 2016 - Aug 2017

Back Office Executive

Thane

1.Attending clients who have booked plots, Bunglows for the payments2.Handles walk in enquiries for specified projects3.Make the recovery from customers by sending them reminder letters and intimating for the interest structure of delayed payments4.Get the registeration process done on time by co-ordinating with client and diff.project builders.5.Handover.

Apr 2014 - Aug 2015

Sales Co-Ordinator

Thane

1.Making study of the file about the KYC part of client, depending legal heirs.2.Making MIS for the login cases3.Getting the work done by the sales team by co-ordination for docs pending work.4. Assist in Disbursement Team at the time of Month-end.

Nov 2012 - Feb 2014

Assistant Data Manager

Parel

1.Work in the HPV Project of Clinical trial of 2 Vs. 3 Dose of Vaccination relating to data of the vaccinated girls, and send it to the IARC.2.Make the analysis for the data.3.Get the proper feedback for the work from IARC as well as from the France, as the Principal Co-investigator is from France.4.Keep the all record updated.

Oct 2011 - Jul 2012

Credit Officer

Thane

1.Making study of the file about the KYC part of client, depending legal heirs.2.Underwriting part includes analysis of salaried clients.3.Calculating the ratios for the loan eligibility.4.Set the sanction conditions for LTV & Ownership rights depending clients income.5.Checking verification reports if any negative report comes.6.Client’s work experience.

Mar 2007 - Aug 2011

Backoffice Assistant Credit

G.E.Countrywide

Thane

1.Worked as a back office executive in credit, handling mis, verifications, disbursement of small ticket size loans of 50k.2.Preparing the MIS for all Process for Personal Loans.3.Make the login for the cases, on the daily basis.4. Make the Original documents verified5. Make all the procedure till sanctioned (Like Make the FCI,Investigation Process for the.

Dec 2005 - Mar 2007

Personal Banking Officer

Thane

1. To open the savings,current accounts of the branch client, look after personal loan if anyone interested and the files approved from the respective dept. And help in disbursement process2. Make the file login for the personal Loan as well as customer queries relating to loans, banking.3. Contact with the Head Office (Corporate Office for the Procedure.

Dec 2004 - Dec 2005
2 education records

Pinky P education

Bachelor Of Commerce (B.Com.), Mumbai University

Joshi Bedekar College Of Arts & Commerce.

working since almost 12 years in Banking & Finance sector in diff. roles.

FAQ

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What is Pinky P's role at their current company?

Pinky P is listed as willing to work in a banking &finance sector.

Where is Pinky P based?

Pinky P is based in Thane, Maharashtra, India.

What companies has Pinky P worked for?

Pinky P has worked for Brick Eagle Housing Finance, Hdb Financial Services Ltd., Fasttrack Housing Finance Limited, Kubiz Capital Pvt. Ltd., and Indusind Bank.

How can I contact Pinky P?

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What schools did Pinky P attend?

Pinky P holds Intermediate, Cost Accountancy from Institute Of Cost Accountants Of India.

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