Pintu Roy Email and Phone Number

* Managed Personal Banking and Operations and also successfully handled two satisfactory audits conducted by the Internal Audit team. • Managed Wealth Management operations and rendered investment advisory services to HNI clients across all product lines viz. CASA, Credit Cards, Mutual Funds, Life Insurance, General Insurance and Retail Loans). • Efficiently analysed and resolved customer complaints within the TAT • Recognised as “Assets Champion” of the branch for driving the Retail Loan business and was acknowledged for augmenting the same by more than 100%.

• Building relationship with new clients to generate business for the company• Research and evaluate clients’ creditworthiness• Create credit scoring models to predict risks• Approve or reject loan requests, based on credibility and potential revenues and losses• Calculate and set interest rates• Negotiate loan terms with clients• Monitor payments• Maintain records of loan applications• Follow up with clients to manage debt settlements and loan renewals• Ensure all lending procedures comply with regulations• Develop, review and update our company’s credit policies

• Building relationship with new clients to generate business for the company• Research and evaluate clients’ creditworthiness• Create credit scoring models to predict risks• Approve or reject loan requests, based on credibility and potential revenues and losses• Calculate and set interest rates• Negotiate loan terms with clients• Monitor payments• Maintain records of loan applications• Follow up with clients to manage debt settlements and loan renewals• Ensure all lending procedures comply with regulations• Develop, review and update our company’s credit policies