► Architected, designed, and implemented proprietary technology solutions across the organization to enhance business processes. Responsible for ongoing management, integration, and enhancements of:o Automated solution using cloud-native technologies that analyzes data to determine the best risk-based pricing. o A fully automated underwriting system that ingests a 200 to 700 pages mortgage loan file, underwrite the file for mortgage insurance, and provide guidance on eligibility and pricing decision. o MI Operating Platform Modernization: Leading architecture, design, and development of multi-year initiative to migrate from legacy languages and UI framework (Oracle Forms/ Reports and PL/SQL) based solutions; modernizing and standardizing the complete technical stack while keeping the application business functions intact; innovating with agile practices, and cloud-native technologies. o Implemented MI Process Automation to streamline business processes, providing insights to business champions. Embed business-driven decisions and advance analytics to clear process bottlenecks. o Business Rule Management System: Implemented centralized solution; Business Rule Engine supporting core platform Eligibility, Pricing, QA and Loss Management business rules. o Documents Analysis Stacking and Data Extraction: Strategize & implemented documents stacking and scanning (OCR) solution which serves as a central platform to integrate various documents coming from lenders supporting insurance applications.o ERP: Implemented Oracle ERP Cloud for corporate Financial management.► Adopted Agile team development best practices to achieve operational excellence reflected in process efficiencies, consistency, and value delivery to the business.► Collaborating with the CISO on developing threat prevention strategies and internal standards.► Continuously monitored emerging technologies and disruptive technology trends that would positively affect organizational projects.

► Managed IT governance and audit control policies. Ensuring that audit and security standards are implemented.► Hired, managed, integrated, and retain staff of differing cultures. ► Achieved the highest staff retention rate in the company through training, coaching, mentorship, and encouraging certifications in new technologies. ► Provided hands-on guidance by participating in design sessions and sharing best practices that drive staff engagement.

► Worked with the CEO and CIO to define information technology vision, strategy, and initiatives that are aligned with corporate vision and objectives. Outlined a direction for Triad Guaranty to redefine business processes along with system capabilities. ► Chosen by the CIO to lead business critical, time sensitive strategic initiatives to support the GSE’s HARP and HAMP initiatives and internal Loss Mitigation business process automation efforts that resulted in significant reduction in losses► Directed software development for pricing, compliance, billing, customer services, risk management, finance, actuarial and strategic initiatives business processes. Establish rapport and credibility with department heads. Reduced month-long process improvement backlogs to >90% responsiveness weekly.► Led development and implementation of Bid Management System (BMS) to manage structured deals and bidding process for Risk Management. Improved efficiencies to handle an 80% increase in volume and transaction turnaround time. ► Implemented Oracle E-Business Suite financial applications – AP, GL, AR and Fixed Assets for Triad Finance department, eliminating multiple stand-alone systems that were not audit or SOX compliant. Achieved standardized processing of accounting transactions within the process groups while maintaining appropriate accounting controls in accordance with US GAAP and SOX compliance.► Delivered multiple large scale Oracle projects on time and within budget.► Implemented cross-team resource sharing among different IT development teams. Increased resource pool by including diverse skills developers. Reduced process improvement backlog by 50%.► Co-chair the future development direction & technology standard committees, contributed to the definition of key technology objectives.► Improved operational efficiencies to handle 30% increase in accounting transaction volume without staffing level increase.