We are one of the largest fully licensed and insured residential and commercial roofing companies in the state of Alabama. Our project range includes residential and commercial roofing repair, replacement and coating. We are an Atlas Shingle Diamond certified contractor.

Senior role on special project team performing in-depth financial analysis on multiple mortgage loans in the bankruptcy portfolio. Review complex mortgage loan and legal documents. Identify bankruptcy trends, address difficult issues, anticipate emerging issues, and take action to facilitate a resolution that ensures the bank document standards are maintained and loan transactions conform to the bank loan policy, loan approval, and the bankruptcy court order. File payment change notices with all US court districts as necessary. Executed transaction corrections for reconciliation purposes. Provided detailed and concise reports utilized by the cash management department to modify loan terms resulting in compliance per court orders. Use risk management tracking and reporting tools within strict deadlines.

Managed workflow of four teams providing compliance monitoring support for the FHA and VA Home Preservation groups, improving operational performance through increased efficiency for underwriting submissions, one-touch files, and completed treatments. Effectively reduced loss mitigation decisions from forty days plus to less than 25 days, decreasing material losses to Wells Fargo and the Investor, while still ensuring customer satisfaction throughout the process. Evaluated and resolved compliance issues and concerns within the organization, ensuring that management and employees complied with governmental regulations, company policies and procedures, and that personnel behavior met with established Standards of Conduct. Managed teams of 10 or more staff as needed. Conducted continuing education classes for large groups of employees focusing on updates in processes and procedures.

Identified viable solutions for delinquent borrowers enabling retention of homeowner property benefitting not only the borrower, but also mitigating organizational financial loss. Built rapport with, and enhanced customer relationships as the borrower’s single point of contact. Compiled comprehensive, investor compliant financial packages for underwriting. Worked with multiple software systems concurrently. Assisted in simplifying underwriting guidelines resulting in increased file turn times and increased one touch percentage.

Established and developed long-term sales relationships with area realtors resulting in new and on-going business. Responsible for client financial analysis in all aspects of equity & debt. Promptly conducted mortgage pre-approvals using both automated and manual underwriting systems within strict time constraints while ensuring loan compliance with multiple investor and federal guidelines. Effectively maintained and managed a pipeline of multiple clients. Maintained the most up to date mortgage regulatory qualifications.

Networked within the community to develop new business. Interviewed prospective clients. Took applications for mortgage loans, compiled required documentation in accordance with policies and procedures within strict time constraints. Conducted credit, and financial data analysis. Validated and processed prime and non-prime mortgage loans using automated and manual underwriting systems. Closed loans promptly and effectively ensuring loan compliance with multiple investor and federal guidelines. Effectively maintained and managed a pipeline of multiple clients.

Demonstrated appropriate and effective sales techniques consistently achieving established sales goals. Effectively worked Finance & Insurance desk as needed. Analyzed customer financial information, and contracted deals for maximum profit. Managed Audi brand vehicle inventory, factory promotions, and dealer vehicle trades.