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Pam Wild Email & Phone Number
Sr. Mortgage Underwriter
at
Currently seeking new opportunities
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✓ Verified August 2026
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Current company
Role
Sr. Mortgage Underwriter
Location
Huntington Beach, California, United States
Who is Pam Wild? Overview
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Quick answer
Pam Wild is listed as Sr. Mortgage Underwriter at Currently seeking new opportunities, based in Huntington Beach, California, United States. AeroLeads shows a matched LinkedIn profile for Pam Wild.
Pam Wild previously worked as Independent Contractor - Sr. Mortgage Underwriter at Currently Seeking New Opportunities and Sr Underwriter at Suntrust Mortgage. Pam Wild holds Associate Of Arts (Aa), Registered Nursing/Registered Nurse from Oakland Community College.
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Currently seeking new opportunities
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Profile bio
About Pam Wild
SUMMARY-Twenty + years of mortgage experience ranging from Manual Underwriter for FNMA/FHLMC loan products to Compliance Administrator, Quality Assurance, Forensic Underwriting, and Auditor.-100% success rate in saleable loans that I have underwritten throughout my underwriting career. Proven track record of accurately completing research, reporting information to management within demanding time frames.-Highly focused, and results-oriented in a supporting complex, deadline driven operation: able to identify goals and priorities and resolve issues in initial stages. --Knowledge of Microsoft Office Suite (Word, Excel, and Outlook) and Windows, typing speed of 70 wpm with complete accuracy. Expert knowledge of DU/LP, LIS/LPS and E-Magic, Encompass as well as other AUS systems.-As an Instructor I have had the pleasure of training students for various positions in the Mortgage Industry (i.e. Underwriting, Processing, Originating, and Closing), Many of my students have gone on to enjoy a highly successful careers, many are Managers. -Ability to achieve the high demands of a dynamic, business environment often requiring flexibility in a 7-day workweek.-Integrity and the ability to handle sensitive information and maintain confidentially.-Proactively anticipates situations, develops proposals, and positive solutions.-Identify transaction components that indicate a potential (or red flag) for fraud, and perform sufficient investigative work.-Accurately record conclusions in various software systems such as: DU/LP, E-Magic, Encompass, Point, and LIS/LPS (Wells Fargo proprietary system) and several other AUS systems.-Professionally communicate the results of file review in written format (Repurchase letter), if the loan did not meet the Seller’s Master Agreement, Fannie Mae or Freddie Mac’s guidelines.
Listed skills include Mortgage Lending, Credit, Mortgage Banking, Residential Mortgages, and 46 others.
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Pam Wild's current company
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Currently Seeking New Opportunities
AeroLeads page
9 roles
Pam Wild work experience
A career timeline built from the work history available for this profile.
Independent Contractor - Sr. Mortgage Underwriter
Current
Currently Seeking New Opportunities
Duties included but not limited to:• Underwrite loans to conforming and nonconforming products according to FNMA/FHLMC and investor guidelines.• Evaluate the loan risk by identifying and documenting deficiencies; report findings to the loan officer. • Rank risk by estimating degree of risk; noting any additional items.• Provides loan control information by collecting, analyzing, and summarizing data and trends. Accomplishes organization mission by completing related results as needed.• Evaluated the subject property in addition to the financial strength and credit worthiness of the borrower(s), per FNMA/FHLMC guidelines. Residential loans, A Paper, TX Cash-out and HELOC products using automated and manual underwriting. Signing authority to $625,650.• Fraud detection utilizing Lexis Nexis and Loan Safe.• Ensure Secondary Market and Investor saleability.
Jan 2014 - Present
Sr Underwriter
***Remote Sr. Underwriting Position, was laid off and Wholesale Division closed at the Irvine Location. ***Duties included but not limited to:• Underwrote loans to conforming and nonconforming products according to FNMA/FHLMC and investor guidelines.• Evaluate loan risks by identifying and documenting deficiencies; report findings to the loan officer. • Rank risk by estimating degree of risk; noting any additional items.• Provides loan control information by collecting, analyzing, and summarizing data and trends. Accomplishes organization mission by completing related results as needed.• Evaluated the subject property in addition to the financial strength and credit worthiness of the borrower(s), per FNMA/FHLMC guidelines.• Examined, and recommended approval of customer applications for jumbo loans. Underwrote Residential loans, A Paper products using automated underwriting and manual Signing authority to $625,650.• Fraud detection utilizing Lexis Nexis and Loan Safe.• Ensure Secondary Market and Investor saleability.
Mar 2013 - Dec 2013
Sr. Underwriter
-Underwrote loans to conforming and nonconforming products according to FNMA/FHLMC and investor guidelines.-Evaluate loan risk by identifying and documenting deficiencies; report findings to the loan officer.-Rank risk by estimating degree of risk; noting any additional items.-Provides loan control information by collecting, analyzing, and summarizing data and trends. Accomplishes organization mission by completing related results as needed.-Evaluated the subject property in addition to the financial strength and credit worthiness of the borrower(s), per FNMA/FHLMC guidelines.-Examined, and recommended approval of customer applications for jumbo loans. Underwrote Residential loans, A Paper using automated and manual underwriting. Signing authority to $625,650.00.-Fraud detection utilizing Lexis Nexis and Loan Safe.-Ensure Secondary Market and Investor saleability.**Left for a Remote Position**.
Dec 2012 - Mar 2013
Mortgage Underwriter Iv
-Underwrote loans to conforming and nonconforming products according to FNMA/FHLMC and investor guidelines.-Evaluate loan risk by identifying and documenting deficiencies; report findings to the loan officer.-Rank risk by estimating degree of risk; noting any additional items.-Provides loan control information by collecting, analyzing, and summarizing data and trends. Accomplishes organization mission by completing related results as needed.-Evaluated the subject property in addition to the financial strength and credit worthiness of the borrower(s), per FNMA/FHLMC guidelines.-Examined, and recommended approval of customer applications for jumbo loans. Underwrote Residential loans, A Paper using automated and manual underwriting. Signing authority $625,650.00.-Fraud detection utilizing Lexis Nexis and Loan Safe.-Ensure Secondary Market and Investor saleability.
Jul 2010 - Oct 2012
Mortgage Underwriter (Contractor)
-Underwrote loans to HARP as well as conforming products according to FNMA/FHLMC and investor guidelines.-Evaluate loan risk by identifying and documenting deficiencies; report findings to the loan officer.-Rank risk by estimating degree of risk; noting any additional items.-Provides loan control information by collecting, analyzing, and summarizing data and trends. Accomplishes organization mission by completing related results as needed.-Evaluated the subject property in addition to the financial strength and credit worthiness of the borrower(s), per FNMA/FHLMC guidelines.-Examined, and recommended approval of customer applications for Residential loans, A Paper using automated and manual underwriting. Signing authority to $625,650.00.-Fraud detection utilizing Lexis Nexis and Loan Safe.-Ensure Secondary Market and Investor salability.
Mar 2009 - Jan 2010
Senior Mortgage Underwriter - Contractor
Bohan Group And Various Other Contract Agencies
-Review closed loans. Perform risk analysis and make decision regarding deficiencies identified during the review process-Identify transaction components that indicate a potential for fraud and perform sufficient investigation work to resolve issues that are identified in the review process.-Accurately record data and review conclusions in Quality Assurance System.-Professionally communicate the results of file reviews in written format to FNMA.-Strong knowledge of FNMA/FHLMC policies, procedures, and guidelines.-Provided contract-underwriting services for lenders of conforming and non-conforming products according to FNMA/FHLMC. And investor’s guidelines. Audit Bulk Loans for Individual Investors for purchase to insure they meet Client and Investor guidelines
Nov 2005 - Dec 2008
Vice President Of Secondary Market
-Strong knowledge of FNMA/FHLMC policies, procedures, and guidelines.-Professionally communicate the results of file review in written format (Repurchase Letter), if the loan did not meet the Seller’s Master Agreement or Freddie Mac’s guidelines.-Accept a contract Exception (CE) if additional documentation was obtained to cure a deficiency.-Record an acceptable loan when the loan meets all requirements.-Maintain a sound knowledge of historical and current guidelines.**Branch closed**
Jun 2005 - Nov 2005
Senior Mortgage Underwriter (Contract-Front Line Underwriter)
-Underwrote loans to conforming and non-conforming products according to Investor guidelines.-Evaluate loan risk by identifying and documenting deficiencies, report findings to the loan office..-Provides loan control information by collecting, analyzing, and summarizing data and trends. Accomplishes organization mission by completing related results as needed.-Evaluated the subject property in addition to the financial strength and credit worthiness of the borrower(s) per Aegis and Investor guidelines.-Signing authority to $500,000.00.-Ensure Secondary Market and Investor saleability.
Mar 2005 - Jun 2005
2 education records
Pam Wild education
Associate Of Arts (Aa), Registered Nursing/Registered Nurse
Oakland Community College
Diploma, College Prep Courses
Oxford High School
FAQ
Frequently asked questions about Pam Wild
Quick answers generated from the profile data available on this page.
What company does Pam Wild work for?
Pam Wild works for Currently seeking new opportunities.
What is Pam Wild's role at Currently seeking new opportunities?
Pam Wild is listed as Sr. Mortgage Underwriter at Currently seeking new opportunities.
Where is Pam Wild based?
Pam Wild is based in Huntington Beach, California, United States while working with Currently seeking new opportunities.
What companies has Pam Wild worked for?
Pam Wild has worked for Currently Seeking New Opportunities, Suntrust Mortgage, Carrington Mortgage Services, Wells Fargo, and Bohan Group And Various Other Contract Agencies.
How can I contact Pam Wild?
You can use AeroLeads to view verified contact signals for Pam Wild at Currently seeking new opportunities, including work email, phone, and LinkedIn data when available.
What schools did Pam Wild attend?
Pam Wild holds Associate Of Arts (Aa), Registered Nursing/Registered Nurse from Oakland Community College.
What skills is Pam Wild known for?
Pam Wild is listed with skills including Mortgage Lending, Credit, Mortgage Banking, Residential Mortgages, Financial Risk, Loan Origination, Mortgage Underwriting, and Credit Analysis.
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