Pop Ioana Amalia Email & Phone Number

Baia Mare, Maramureş, Romania

It provides assistance, consultancy and legal representation to the company and its employees.Resolve requests of legal nature in all areas of law.Drafting of procedural documents in the context of pending disputes (request of summons, appearance, counterclaim, appeals to execution) and representation before the courts.Drafting of contracts and negotiation of legal contractual clauses.Drafting, endorsement and countersigning of legal documents, identity verification parties, consent, content and date of the documents concluded regarding the company.Drafting individual employment contracts, additional documents, preparation of Internal Regulation; Check the legality of documents of a legal and administrative nature received to opinion.Preoccupation with the permanent updating of the legislative information base of the employer.Preparation and submission to the Trade Register of the entries regardingregistrations of commercial companies, associations, etc. and/or mentions of persons legal (change of name, change of legal form, change of object of activity, activity object update, increase/decreaseshare capital, transfer of interests and/or social shares, etc.)Maintaining the connection with the state authorities with attributions in monitoringcarrying out the activity of a commercial company: ANAF, ITM, ANCPI, City Hall etc.

Baia Mare, Maramureş, Romania

It provides assistance, consultancy and legal representation to the company and its employees.Resolve requests of legal nature in all areas of law.Drafting of procedural documents in the context of pending disputes (request of summons, appearance, counterclaim, appeals to execution) and representation before the courts.Drafting of contracts and negotiation of legal contractual clauses.Drafting, endorsement and countersigning of legal documents, identity verification parties, consent, content and date of the documents concluded regarding the company.Drafting individual employment contracts, additional documents, preparation of Internal Regulation; Check the legality of documents of a legal and administrative nature received to opinion.Preoccupation with the permanent updating of the legislative information base of the employer.Preparation and submission to the Trade Register of the entries regardingregistrations of commercial companies, associations, etc. and/or mentions of persons legal (change of name, change of legal form, change of object of activity, activity object update, increase/decreaseshare capital, transfer of interests and/or social shares, etc.)Maintaining the connection with the state authorities with attributions in monitoringcarrying out the activity of a commercial company: ANAF, ITM, ANCPI, City Hall etc.

Romania

- Managing and growing the portfolio of National Corporate Clients; - Primarily responsible for prospecting and closing new business relationships while retaining and expanding relationships with existing customers; - Selling appropriate bank products and services to those prospects and clients, identifying and successfully capitalizing on cross-sell opportunities and making appropriate referrals; - Providing strategic, operational and financial advice to customers and prospects in a value added fashion across multiple disciplines; - Leading the identification, development and completion of loan transactions and plays a key role in identifying other cross sell opportunities; - Developing and maintaining multiple individual relationships across multiple levels and functional responsibilities of clients and prospects; - Performing the loan proposal which mainly consist of : company’s activity presentation, commercial environment in which the company acts, main clients, main suppliers, cash flow statements and forecasted cash flow projections, aged accounts payables and aged accounts receivables, breakdown of inventories where suitable and aging of each class of inventories, percentage increases and decreases in a specific item between comparative financial statements, percentage relationships of individual components to an aggregate total in a single financial statement, ratios of one amount to another in the financial statements( the meaningful use of ratios, the value of ratios – in order to identify possible areas of financial weakness or strength);- Approving loans within assigned limits, managing loan and portfolio credit quality.

Romania

- Managing and growing the portfolio of National Corporate Clients; - Primarily responsible for prospecting and closing new business relationships while retaining and expanding relationships with existing customers; - Selling appropriate bank products and services to those prospects and clients, identifying and successfully capitalizing on cross-sell opportunities and making appropriate referrals; - Providing strategic, operational and financial advice to customers and prospects in a value added fashion across multiple disciplines; - Leading the identification, development and completion of loan transactions and plays a key role in identifying other cross sell opportunities; - Developing and maintaining multiple individual relationships across multiple levels and functional responsibilities of clients and prospects; - Performing the loan proposal which mainly consist of : company’s activity presentation, commercial environment in which the company acts, main clients, main suppliers, cash flow statements and forecasted cash flow projections, aged accounts payables and aged accounts receivables, breakdown of inventories where suitable and aging of each class of inventories, percentage increases and decreases in a specific item between comparative financial statements, percentage relationships of individual components to an aggregate total in a single financial statement, ratios of one amount to another in the financial statements( the meaningful use of ratios, the value of ratios – in order to identify possible areas of financial weakness or strength);- Approving loans within assigned limits, managing loan and portfolio credit quality.

Romania

financial analysis of the credit file received from the Relation Manager including : acquiring the company’s financial statements for several years, scaning all of the statements to look for large movements in specific items from one year to the next, reviewing the notes accompanying the financial statements for additional information that may be significant for the analysis, examine the balance sheet, looking for large changes in the overall components of the company's assets, liabilities or equity, examining the income statement- looking for trends over time, calculating and graphing the growth of the revenues and earnings over the past several years, examining the shareholder's equity statement, examining the cash flow statement, calculating financial ratios for each year, calculating financial ratios for each year, reviewing the market data about the company’s stock price, determining whether the company’s dividend policies are supporting their strategies ,- reviewing all of the data and preparing the credit file for approval according with existing competences- elaboration of credit and guarantees contracts and sending them towards Relationship Manager for subscription

Romania

- scheduling and coordinating of client’s meetings, elaborating individual proposals; - detecting the financial needs and proposing adequate financial schemes;- the increasing of the profitability related to the relationship with the client by cross selling Bank’s products;- obtaining financial information about Bank’s clients directly from the borrowers or from secondary sources( industry and economic information retrieved from borrower’s creditors, customers, staff, competitors or site visits; for already existing clients – the preoccupation for obtaining the required Balance Sheets and Income Statements; - loan structure: embarking on deeper into analysis – amount of requested financing, purpose of the loans, type of financing requested, breakdown of costs to be financed, disbursement and reimbursement schedule requested by the client, total financing required and borrower’s guarantors, support to the underlining proposed transaction to be financed, type of financial resources the borrowers believes will be required to perform the underlining transaction (source of repayment, collateral proposed);- financial analysis;- elaboration of credit and guarantees contracts;- credit administration – following the money destination and clearance of the justificative documents according with the approved credit facilities

Bachelor'S Degree, Law

Bachelor'S Degree, Economics