Group credit risk policy – End to end responsibility of managing Group's credit risk policy and its implementation, including local credit policies in overseas locationsRegulatory compliance and analytics – responsible for Group's risk regulatory compliance including non-UAE jurisdictions, engagement with the Central BankBasel - heads Basel 2/3 function within Group Risk, including ICAAP and stress test Risk strategy – work closely with frontline and credit underwriting to establish various aspects of risk strategy, in particular, risk appetite and business underwriting standard Training - part of Group Risk's core team to deliver end to end training on credit risk management, capital awareness, and risk strategy

Led multiple Basel and credit risk initiatives. Ensured that projects were carefully planned and managed to achieve timely completion and provided up-to-date expertise in the essential area of risk controlKey contributions:- Managed end-to-end delivery of ICAAP and submission to the Central Bank- Led implementation and roll out of corporate rating models on Moody’s Risk Analyst platform- Responsible for RAROC model implementation and rollout within the Bank- Contributed to periodic credit portfolio monitoring and quarterly risk management committee reporting

Participated in risk management consulting engagements for large banks in the regionKey projects:- SAMBA Financial Group, Saudi Arabia – Senior consultant to corporate rating models and validation work stream as part of Basel II F-IRB implementation; SAMBA is the only eligible bank in the region for F-IRB accreditation- Bank Al Bilad, Saudi Arabia – Senior consultant to Basel work stream comprising of Pillar 1, 2 and 3 including stress testing - Abu Dhabi Commercial Bank, Abu Dhabi & India – Project manager for ICAAP and stress test assignment; partnered with the bank for Central Bank submissions - Arab National Bank, Saudi Arabia – Managed the project to validate internal Pillar 2 models and helped the bank redesign ICAAP framework and policy

Faculty assignments and consulting