Pradeep Kandoi Email & Phone Number

Chhattisgarh, India

Role Looking after credit facilities from various Banks and NBFCs involving new sanctions, renewal of credit limits, working capital assessment, CMA preparation, Project Report preparation, negotiations with Banks. Front led loan documentation, security creation with internal legal team. Submission of periodic statements with Banks, monitoring compliance with loan stipulations. Managing External Credit Rating. Daily interactions with all Bankers and managing working capital consortiumarrangement & term loans under multiple banking arrangement  Budgeting, Working Capital Investment Analysis and ManagementAccomplishments: Achieved external rating upgrade by 2 notches, thereby contributing to significant savings in finance cost  Resolution of long pending security creation issues due to legal hurdles Established norms for loan documents negotiation

Algeria

Role Financial reporting and analysis Cash Flow Management; Receivables and Payables Management  Regulatory Fillings and Audit Budgeting and Review, ensuring adherence to budget Management reportingAccomplishments: Achieved reduction in receivable days translating into reduction in cost by appx 2% of revenue  Implemented Zero Base Budgeting Developed accounting processes, internal control and system driven checks Streamlined timely regulatory filings Deployed Cash Flow management system

Mumbai Area, India

Role Manager for Large Corporate clients under financial stress Focused management and resolution strategy involving valuations, capital structuring, credit appraisals, riskassessment and innovative work out strategies Day to day liaison with clients, international stake holders, investment bankers, consultants, legal counsels & topmanagement within the Bank Preparation of Appraisal notes and Presentations for committee approvals. Simultaneously, ensuring clearances fromall control groups within the BankKey Clientele: Kingfisher Airlines Ltd, 3i Infotech Ltd, Dewanchand Ramsaran Industries Pvt Ltd.

Kolkata Area, India

Key Learnings: Statutory Audit, Tax Audit, Stock Audit, Internal Audit, System Audit, Bank Branch Audit, Income tax Return Filing, Development of Standard Audit Paper Checklist, Preparation of financial statement.Key Clientele: SAIL, Himadri Chemicals Ltd, SBI Polar Group, Howrah Jute Mills, REI Agro Ltd, Mantora Group (Brand: Bawarchi)

Chartered Accountants, Accounting And Finance

Activities and Societies: Studied Finance, Taxation and Laws. Practiced various types of audits (internal, statutory, tax) and internal.

Company Secretary, Legal Studies, General

Activities and Societies: Studying various Laws in India. Studied various laws in Indian context with focus on corporate laws.

B.Com(Hons), Finance

Activities and Societies: GOENKA COLLEGE OF COMMERCE AND BUSINESS ADMINISTRATION. Graduated with Major in Finance with a certificate.

Commerce, Accounting And Finance

Cleared High School with distinction in Pure Maths and Pure Stats