As the Strategic Advisor up to Sept 2024

Independent Non Executive Director

Worked as the Chairman of IAC up to 12th February 2024

Was advisor to CFM in the areas of Debt Syndication and other investment banking activities. Now continuing as a Freelancer .

Executive Director in charge of Priority Sector Group( MSME , Agri and other PSG) , Retail Banking Group and Operations for IDBI Bank.

CGM in charge of Mumbai Zone , the largest Zone of IDBI Bank comprising of Corporate and Retail Business spread in five regions : Mumbai-I , Mumbai-II , Mumbai-III , Thane and Nashik . Direct Reportees : GM- Business , GM- Corporate Banking , GM- Operations and GM- Transaction Banking . Around Rs. 40000 Crores of Advances portfolio including Industrial Finance

o Over all in-charge of the IDBI Bank branches in Maharashtra &Chair Person Zonal Business Council , Chair Person Zonal Credit Committee , Chair Person Zonal Staff Accountability Committee and Co-Chairperson Zonal Audit Committee . One of the top Zones in terms of credit growth.

o General Manager in charge for the East & North East Zone having business size of more than INR 30,000 Crores encompassing 200 branches across 14 states in with team of Regional Heads & DGMs. The credit growth in the Zone was phenomenal.

o Headed branch banking business for IDBI Bank .o. Played very active role in growing retail liabilities business size from INR 38,000 Cr to INR 50,000 Cr; delivered 50% growth in 2009-10 compared to 2008-09o Recorded growth of more than 50% in savings book over 2009 March numbers and against industry average of <22% . Retail Assets witnessed more than 35 % growth .o Increased business profitability .o Spearheaded sales and product verticals and ensured adherence to… Show more o Headed branch banking business for IDBI Bank .o. Played very active role in growing retail liabilities business size from INR 38,000 Cr to INR 50,000 Cr; delivered 50% growth in 2009-10 compared to 2008-09o Recorded growth of more than 50% in savings book over 2009 March numbers and against industry average of <22% . Retail Assets witnessed more than 35 % growth .o Increased business profitability .o Spearheaded sales and product verticals and ensured adherence to overall business policies and growth targetso Steered efforts for consolidating banks strategic presence as a brand; launched series of specific campaigns Pan India and initiated several advertizing & publicity promotion measureso Strategized for driving branch banking business; concentrated on net work expansion, revamped sales channel and trained/mentored Relationship Managers & BHS Show less

Head - Liabilities products for IDBI Bank . Leading a team consisting of Product Heads . Reviewing existing products and developing slew of innovative new products . As the Head of Sales I was responsible for creating a robust direct sales force in the bank. Heading the special projcet " Project Lakshya " in the year 2008-2009 and achieved 50 % growth in CASA .

Over all in-charge of the Western II Zone in Maharashtra , Goa , M.P & Chhattisgarh. Advances including SSI and Liabilities Business

Branch Business and Financing Small Scale Industries . Credit and System Audit .

Industrial Estate Branch . In charge of credit of the Industrial Finance Branch .

In charge of the Planning and Business Development department for the regional office, Nashik Area.

Rural Banking Manager, Arvi, Dhule District, Maharashtra. Priority Sector Lending including Small Scale Industries .

In charge of Loan Department for Malegaon Branch, Nashik

Credit & Operations