|| Major roles and responsibilities at ICRA Nepal Limited ||√ Performed comprehensive credit analysis of entities to evaluate their creditworthiness and assigned credit ratings.√ Assessed credit risk associated with debt issuers or borrowers, considering factors such as repayment capacity, financial stability, industry conditions, and market risks.√ Prepared detailed credit assessment reports, including analysis, findings, and rating rationale. Communicate credit assessments effectively to clients, investors, and other stakeholders.√ Utilize financial models and tools to analyze complex financial data and evaluate the impact on credit risk.√ Actively participated in rating committees to present analysis findings, defend ratings, and provide recommendations.√ Ensured adherence to internal policies, industry regulations, and rating agency methodologies while maintaining high standards of quality and accuracy in credit assessments.√ Conducted industry research to enhance understanding of specific sectors while staying informed about emerging industry practices, regulatory changes, and best practices in credit risk assessment.

|| Major roles and responsibilities at M.B.S.D. and associates ||√ Overall guidance and supervision in audit procedure and auditing practices.√ Consultancy services like tax planning, financial strategy formulation, feasibility study, budgeting.

|| Set of experiences during 3 years of article-ship at PKF Sridhar & Santhanam LLP ||√ Experience in Assurance, SOX, Risk Advisory Services, and Special Assignments including Forensic Auditing and Tax Compliances.√ Handled assurance services of Industries in Manufacturing, Hospitality, Service, and Banking Industries.√ Handled Internal Financial Control (IFC) implementation in various end-to-end business scenarios: Plan to Inventory, Procurement to Pay (P2P), Order to Cash (O2C), Hire and retire.√ Effectively & efficiently managed risk/process review covering major operational areas.