Roles: Project Manager | Compliance & Legal Risk | Database Management & Data Scientist | MIS and AuditAt Mitsubishi UFJ Banking Group Dubai Branch, I supported Business Strategy Management by visualizing data, creating dashboards, and analyzing large datasets to enhance branch profitability. Additionally, I managed KPI analysis, local data cleanup, reconciliation, and developed solutions in Excel and MS Access.As a Business Process Owner and Front-Line Risk Specialist, I ensured data protection compliance for local software, led CRM projects, collaborated with legal and compliance teams, and managed IT systems. Proficient in software support, including Webex, MS Teams, Outlook, Salesforce CRM, and more, along with security processes and cybersecurity best practices.I supported internal audit and data collection from various branches, demonstrating specialized knowledge of banking functions. Collaborated with London Data Engineers to identify data needs and process improvements, guiding data sets development for governance documents in partnership with legal, compliance, and cybersecurity teams.Skilled in Python and R from my tenure at MUFG Bank.

• Analysis and Support in Quarterly Presentation by team director along with other credit managers.+ Also our client base included SME and Large corporates.• Performing ad-hoc MIS duties as and when required by various unit heads or Director of Credit.• Coordination of IT activities and follow-up of requests for user access for team members.• Monitoring and Management of Filing room and archiving as and when required.• Managed the MIS information of our team and changes of Segment / Credit Managers into CAD's various systems and reports we use.• Provided support and reporting to Risk Management Unit for any information update required from credit on a monthly basis.• Coordination, Procurement and handling Inventory of stationery/pantry items and other Administrative tasks relevant to the team.• Achievements: include completion of all the points of (Information Security) ISMS & (Business Continuity) BCMS Internal Review Team raised in time for Information Security Audit during the upcoming quarter.• Monthly Monitoring of the TAT File and forwarding to Director of Credit after approval from HOC-DNE.• Acquired Experience/Understanding of Credit Analysis, Understanding Financials and Moody’s System and developed a good understanding of credit policy and other activities they do to provide ongoing hands on support.

Responsible to process Creation/Changes/Renewal of Limits, Fee/ Margin Collection and other functionalities pertaining to the Islamic Banking Portfolios of SME/ Corporate/ Wealth & FI(Banks).• Processing all Approval releases (by documentation) and Transactions sent directly from business /Operations.• To prepare the CLP(Customer Limits Position) using FLEX System by adding Terms & Conditions as per all approvals for View of Both Operation & Business Teams.• To maintain customer Risk Rating & Limits Availability based on the latest Approval/Downgrading Reviews and New Guidelines Approved between Business and / or Risk.• Adding counterparties pertaining to facilities and maintaining Counterparty/Transactional caps.• To mark/uplift lien on limits based on approvals from risk team.• Cross checking Facility Agreements and Release Forms against Approvals prior to updating CLP/ FLEX/ Kastle System.• Providing Support to Supervisors/Manager/Senior Managers in all tasks as and when required.• Sending Excess & Past Due Monitoring Reports to relevant stakeholders.

Directly responsible for the day-to-day maintenance & Monitoring of Limits on our Systems and is part of the Risk Control Unit’s processing team ensuring accurate, speedy and efficient delivery of service standards from Operations, as well as, reporting and monitoring the same to our unit heads/External Teams as per audit requirements.• Prepare the Facility Record Sheet (FRS) and input limits and its maintenance using FCR, FCC & EDMS.• Ensure that interest rates, Limits are correctly loaded at account level as well as in master level in line with approved terms and conditions.• Mark/uplift lien on Fixed Deposits on receipt of advice from Docs Team.• Advise the Operations team with regard to Fees and pass accounting entries by preparing and forwarding manual vouchers.• Assisted in training of New Department Manager with duties of the role assigned to him.Projects Undertaken:-• Idea/ Development/ Maintenance of Transaction Monitoring Macro in MS Excel to aid Monitoring of O/s when we had a System’s Issue on FCC.• Idea/ Development of Excel Macro Checklist to aid in Training and Development of Colleagues and Makers in our team as well as maintenance of our case Tracker for MI purposes.

• Monitoring and reporting of customer covenants and Past Dues/Excesses.• Managing reports for M&C (Monitoring & Control) Day-To-Day for the Credit Risk Team requirements.• Maintain tracking sheets on a daily basis and maintain MIS reports where required.• To minimize customer complaints and take corrective action wherever required to prevent future recurrence.• To maintain and circulate fortnightly the Expired Facility Report and Facility due to Expire Report to the Commercial Banking team.• Collect and analyze data on process (TAT and accuracy) efficiency.• Perform research and prepare reports analyzing industries, issuers and securities using fundamental analysis techniques.• Manage the MI of Risk and Credit Manager portfolio• Monthly/ Daily/ Weekly MI Reporting to our Unit Heads/ Teams (Internal & External)• Projects Undertaken:- Idea/ Development/ Maintenance of FLAM (Facility Letter Aid Memoir) Database in MS Access (Product was used across MENA Countries including our India Credit Team). Development/ Maintenance of MTL Monitoring System to systematically organize several of our Excel Sheets carrying our Facility Records pertaining to MTL Loans. Development/ Maintenance of CMT RAM (Reporting & Monitoring) System when reporting wasn’t as per Requirement from current systems. Idea/ Development/ Maintenance of Covenant Monitoring System in MS Access Idea/ Development/ Maintenance of Excesses & Past dues Monitoring System in MS Access Developed an Excel Macro for Unit Head of SME Business Banking to monitor the statistics of the Daily BAU & Information of the customer for Daily/ Monthly/ Weekly Reporting.