Pramesh Anuragi Email & Phone Number

Results-driven data science and fraud risk management expert with a proven track record of driving efficiency and financial growth through advanced analytics and machine learning. As Vice President at IDFC First Bank, led two high-performing teams to develop over 40 machine learning models, achieved a 30% reduction in escalations and a 50% increase in digital adoption by implementing the P2E model and targeted strategies to enhance customer support and engagement. Demonstrated expertise in transitioning model development to the cloud platform, reducing lead times from two weeks to one day. Created the Smart Banker Intelligence Framework, which led to an increase in CASA balance and product cross-sale monthly.In previous roles, as Senior Manager at SMFG India Credit, optimized ECL processes, developed collection and settlement models, and implemented a 5-year COC forecasting plan. Managed quarterly monitoring of key scorecards and models, ensuring compliance with IFRS 9 and IND AS guidelines. At JP Morgan Chase as a Senior Fraud Risk Analyst, successfully reduced annual fraud losses by $2.5 million through data-driven strategies, while managing channels with an annual loss exposure of $60 million. Established and implemented the Check Image Reference (CIR) process, enhancing fraud detection and operational efficiency across multiple channels.Effectively leverages machine learning, predictive modeling, and risk management strategies to deliver actionable insights, improve decision-making, and drive financial performance.

Listed skills include Microsoft Office, Lean Manufacturing, Microsoft Excel, Lean Six Sigma, and 18 others.