With over 18 years of experience in delivering innovative solutions in the Banking, Debit Cards, e-Banking, Retail, and E-commerce sectors using Java/Oracle technologies. Demonstrated success in collaborating with both domestic and international banks and financial institutions, including Abu Dhabi Bank, HDFC, IndusInd, AXIS Bank, Reliance JIO, and Bajaj FinServ. Skilled in managing and leading teams to design, develop, and support various products and projects. Proficient in Object-Oriented web application development within the BFSI domain. Expertise in all phases of the software development life cycle, including System Analysis, Design, Development, Testing, Deployment, Support, and Documentation. A proactive problem-solver with a talent for identifying opportunities for improvement and resolving critical issues. Adept at inspiring team members to align with project and organizational goals.