Pramod Kumar Pradhan Email & Phone Number

Cuttack, Odisha, India

• Verifying the Client’s track record & ascertaining their credit worthiness • Manage credit quality and control deliquencies, frauds.• Evaluating Credit proposals covering financial, business and industrial risk & decisioning of the loan. • Monitor and enforce approval rate and TAT as per prescribed standards • Conduct monthly branch audit and training as per process & policy norms• Take sound lending decisions based on available information & interactions with the applicants through TVR verification.• Evaluating Credit proposals covering financial, business and industrial risk & decisioning of the loan.

Sambalpur, Odisha, India

Verifying Financial reports and records receipts, Vouchers, Cashbooks, Ledgers, Client passbook, MFIs Bank Passbooks, Cash balances.* Client Visits, check meeting discipline timing, Conduct, staff & client discipline, check passbooks interact with clients can also check loan utilization.* Special visit for Staff fraud and MHL call visit and timely report to Management or Risk committee.

Bhanjanagar, Odisha, India

* Verifying Financial reports and records receipts, Vouchers, Cashbooks, Ledgers, Client passbook, MFIs Bank Passbooks, Cash balances.* Verification of Loan Applications, Promissory notes & Other documents as per policy-related data entered in Excel spreadsheet or Software.* Client Visits, check meeting discipline timing, Conduct, staff & client discipline, check passbooks interact with clients can also check loan utilization.* Conducting Other Observations such as staff discipline, hygiene, file arrangement and cataloging.* Identify Loopholes, High-Risk Issues and recommend Risk-aversion measures and cost savings.* Ensure complete, accurate & timely Audit information is reported to Management or Risk Committees.* Overall supervision of planned annual audits.