Prashant Chand Email & Phone Number

Mumbai, MH, IN

Mumbai

• Retail Asset Portfolio Management (Working Capital Finance and Loan Against Property)
• Conducted successful Cross-sell Campaigns through CIBIL data analysis, boosting the product portfolio by 70%.
• Optimized credit limit auto-renewal process, achieving 90% increase in customer retention.
• Optimized 20+ dashboards and built 30 automated reports covering Portfolio Overview, Delinquency, Account Renewals, Product Composition, Out of Order Accounts, Portfolio Income, and other metrics aligned with business.
• Developed Early warning Signals for WCF to identify financial risks and take measures to deal with potential NPA customers.
• Utilized Weight of Evidence (WOE) and Information Value (IV) to identify important metrics, set thresholds, allocate scores and did back testing thus improving model accuracy by 90% as compared to older method.

Mumbai, Maharashtra, India

• Retail Liability Portfolio Management (Salary Analytics)
• Increased product revenue by 30% by implementing RFM analysis and a cross-grid approach to cross-sell bank products.
• Provide comprehensive analysis for cross-selling of bank products to in-house liability customers using Cohort Analysis and Market Basket Analysis and generated leads with 30% success rate.
• Increased work efficiency by 80% by setting up ETL and automating flow of information to the Contact Centre/ CRM.Post Sanction Targeting for Boosting Portfolio Value
• Streamlined the process of customer assessment at regular intervals after onboarding was done and analyse RM feedback by leveraging Power Automate. Increased efficiency by 99% as compared to older method.
• Envisaging immediate outreach to our existing Credit Card/ Housing Loan/ LAP/ WCF customers inquiring about credit facilities with our peer banks and financial institutions based CIBIL TransUnion data. Loan Balance.

Goa, India

Bengaluru, Karnataka, India

• Roles and Responsibilities
• Understand client needs and translate product strategy into detailed requirements for prototype construction and final product development by engineering teams
• Develop, implement, and maintain production timelines across multiple departments
• Collaborate closely with cross functional teams on the development, QA, and release of products and balance of resources
• Analyse the data and create additional components to represent in dashboard for better visualization

Bengaluru, Karnataka, India

• Roles and Responsibilities
• Analysing huge amounts of data, finding trends and distributions
• Managed and delivered client requests regarding data and dashboards
• Querying on Google BigQuery and Superset for day to day tasks
• Building Interactive Visualisation in R using RShiny, ggplot2, plotly that further integrates with dashboards

Mumbai, Maharashtra, India

Master Of Business Administration - Mba, Data Analytics

Bachelor Of Engineering - Be, Electronics And Telecommunication

Higher Secondary Certificate

Secondary School Certificate