Prashant Goradia Email & Phone Number

A Credit Specialist & Risk Management Strategist with demonstrated success in facilitating delivery of strong credit assessment, credit risk management and governance frameworks in Global Banks, that minimized risks, strengthened controls, ensured compliances, supported business and met stakeholder expectations. Proven expertise in end-to-end Credit Risk Management - proposal, assessment, recommendation / approval, computation of RWA & related capital requirement, asset classification, provisioning, stress testing, BASEL Pillar 3 disclosures, etc. Valuable experience of establishing entire Credit Risk Management Framework from scratch, covering strategy & planning, policies, risk appetite, due diligence, risk management, monitoring and control, internal / regulatory compliance, credit reporting and documentation. Adept in proactively highlighting potential key risks & ensuring timely implementation of effective risk-mitigating actions / plans. Delivering valuable insights in risk strategy, supporting business expansion, collaborating with specialized global product lines and leading cross-functional assignments / regulatory projects have been consistent highlights. Recognized as “multi-talented, hardworking and dynamic, with strong integrity and excellent work ethic”, I enjoy building & leading high performing teams, providing strategic inputs and consistently delivering on organisational objectives. Team members are appreciative of my holistic development capabilities and people leader skills, which enable me create strong team culture and inspire outperformance.

Listed skills include Credit Risk, Industry Research, Financial Risk, Credit Analysis, and 16 others.