Managing Retail Asset MSME loan OperationsKey activities are-Operations strategy -Pan India Loan Disbursement-Customer service -Payment process-PDD management-Insurance process-Loan closure, cancellation, Refund-Floating Rate Revision-Co-lending-Loan securitization, DA, PTC-Vendor management-Compliance-Regulatory reporting-Repayment, Collection management-CASA/GL reconciliation-CKYC, CERSAI process-Digital transformation-Process re-engineering

Handled following profiles in Retail Asset Operations with team size of 25+ members-Product, process and system setup for Retail and Broker lending -Pan India Disbursement of Loan Against Securities -RBI reporting for Retail Asset Portfolio-Start to end Operations of Loan securitization products Direct Assistant buyout, sell down and PTC-Migration, portfolio takeover from NBFC with start to end post disbursement and collection process setup-Co-lending model I and II, process and complete Operations set-up-Digital lending, Transformation, Process re-engineering-Internal, External Audits

Managed below mentioned activities in Dhanlaxmi Bank-Loan against securities product and process setup-Pan India Education loan portfolio management-Pre and Post disbursement Operations -Internal, External Audits-Regulatory reporting -Process Automation-Repayment management for entire retail asset portfolio-Staff loan monitoring and ndc issuance

Managed below mentioned activities in HDFC Bank-Loan against securities portfolio management-Pledging/De-pledging of securities-Corporate action handling-MTM process management-Loan against Insurance, Mutual fund-Security sale process in delinquent customers-Internal, External Audits-Regulatory reporting -Process Automation

Handled following activities in Kotak Mahindra Bank Liability Operations -Monthly reconciliation and remittance of Tax deducted on FD-Filing Quarterly returns of Tax deducted on fixed deposits-Insurance of TDS certificate-CASA account opening