>More than 14 years of analytical experience in E-commerce and Banking domain.>Expertise in Statistical and machine learning models.> Pricing model Development and deployment using machine learning> Customer segmentation and Campaign management>SAS Certified Statistical Business Analyst Using SAS 9: Regression and Modeling.> Behaviour scorecard development ( Risk) of MBNA credit card holders.>Developed Foreclosure Models used in Consumer and Mortgage Lending business in HSBC.>Default Analysis of sub prime customers ( USA) using different statistical techniques.> Dynamic REO ( Real Estate Owned) Pricing Strategy Model.> Development of P( Default) and P( Prepayment) model as part of Foreclosure Avoidence Program for CL and HMS portfolio.GARP - FRM Level-2 Candidate (Certification in Financial Risk Management).Specialties: Binary/Multinomial logistic regression model, PD model, LGD Model, Fractional factorial design,CHAID, CART, Beta Regression, XGBoost, Random Forest.Linear and Nonlinear optimization using standard as well as heuristic techniquesVehicle routing algorithm, Logistic and transportation model development and solution using metaheuristic techniques