Prathmesh Prabhakar PadwalFinancial Analyst | Financial Statements Analysis | Financial Risk Assessment | Team LeadershipEmail: padwal.prathmesh@gmail.comI am a highly organized accounting professional with 9 years of experience specializing in financial analysis. Throughout my career, I have utilized my critical thinking and problem-solving skills to achieve both professional and personal goals. My expertise lies in various areas of finance, with a primary focus on capital markets and financial statements analysis.Currently, I am working as a Financial Analyst (Senior Associate) at Genpact India Pvt Ltd in Pune. In this role, I collaborate with a leading financial services firm to assess the creditworthiness of their clients for corporate loans and business cards. I analyze financial data such as balance sheets, income statements, and cash flow statements to evaluate the degree of financial risk involved and assist underwriters in generating credit ratings. Additionally, I have extensive experience in evaluating financial statements from non-English speaking countries like France and Japan. I calculate financial ratios to assess borrower profitability, liquidity, coverage, and cash flow.One of my notable achievements includes being entrusted to lead a team of 12 members responsible for completing statement analysis within a 4-hour service level agreement (SLA). I successfully met the targets and received recognition from the client for my team's performance.Prior to my current role, I served as a Credit Analyst at Rage frameworks India Pvt Ltd, also based in Pune. During my tenure, I analyzed financial data from balance sheets, income statements, and cash flow statements to assist underwriters in generating credit ratings. I prepared reports using ratios and formulas, ascertained the estimated time required for report preparation based on client requirements, and analyzed the credit risk from customers in various countries.I began my career as a Data Analyst at Credit pointe Services Pvt Ltd, where I gained experience in extracting relevant client data using SQL and preparing reports based on the extracted data.In terms of education, I hold an MBA in Finance from Pune University with first class.As an individual, I am committed to performing to the best of my abilities to achieve both company and personal goals. I thrive in a team environment. Moreover, I have a strong desire to continuously learn and expand my knowledge in the field of finance.Thank you for taking the time to review my profile. Please feel free to reach out to me via email.